Should I rent?

lookstraightahead

It's your choice as a grown up adult. How lovely that you have the option to stay there, but yes I would rent now.

BikingBud

maries91 said:

I’m only on about £27000. I’m in the uk. 

So average wage and not able to buy a starter house never mind average house.

There we go dashing that affordability myth again🙄

UnderOffer

Who are they building the annexe for? Who is funding it? If you were to leave to rent, will they continue with the build or will the in-laws be left with a half built abandoned building? I’d save as much as you can over the next 9-12 months to build up your deposit for your own home.  This will give you a clear date to work to and make living where you are a bit more tolerable if you know it’s not forever. Get your home, enjoy if for a few years then think about starting a family.  

maman

I'm confused as to why you can't save when you're only paying a bit towards staying where you are. How much disposable income is left each month? Where's your money going?

It isn't easy staying with family and having just one private room but, personally. I'd put up with it to get a deposit together. 

I agree with others that it's unfair to let your partner's father build an annexe if it's meant for you but you'd only live in it short term, if at all. How did that decision come about? 🤔

littlegreenparrot

Myself and my partner were on significantly less income than you when we started renting. 
It might take longer but it is not impossible to save for a deposit while renting. 
We didn't have the option to live with family, but I never would have done. You want to start your lives together with your own space. 
Of course you need to discuss it, but don't be bamboozled into something that makes you unhappy. There could be years of an uncomfortable living situation ahead and that probably won't be sustainable. 

pollypenny

Why is the father building an annex for you to live in?  Are you and your partner from a culture where multi-generational households are expected?  

You should be able to save on your joint salaries. 

pickledonionspaceraider

If the parents are building the annex solely for you to live in, then as other posters have said - you need to have this convo now. They could be spending thousands of pounds on something they wouldn't have otherwise wanted

You mention you are having 'crisis' and I am assuming here that you mean mental health crisis - so I think you do need to do what is right for you, but don't delay.  Seriously do not let this simmer any longer 

I cannot work out why you cannot save.  You both have very decent incomes and pay a small rent - it doesn't add up to me - where does all your money go?

I think you need to have frank convos with your partner, and the parents - and yes, renting is prob the best option now....for you and your mental health.

You come across as you are feeling unwelcome in the house , like the parents make you feel unwelcome - but i gotta say, those arent the actions of people who are spending thousands on an annexe, to keep you near...it seems more as if, for your own sanity, you need space and living in an annexe with inlaws, would not be my idea of a good time

FinallyStoppedLurking

Being able to live there and save to buy would be the best scenario IMO.

Is there another space where you could set up a second living room? 

Angela_D_3

Are you being made to pay for the building of this annex ?