New Zopa Credit Card - A Second Chance for those with poor history?

Dandytf

D3xt3r5L4b said:

Dandytf said:

Thanks OP
Think I'll have a search for Zopa card.
p.s. You seemed to have in effect moved on from using credit.
Do you plan to re pay in full each month, which I have never got used to with cards from medium to longer term use.
thanks

I don't think you need more cards with your current situation...

Intelligible, until brighter skies.

D3xt3r5L4b

NewLeaf1986 said:

D3xt3r5L4b said:

bradders1983 said:

Is this thread an advert?

I think it is. New product to market. First time poster. Stinks of self-promoting. 

Truth be told I post under different aliases to try and avoid discouraging comments from people like you but it seems the cynicism round here is deep set in the roots of some people who should have moved on from this forum and found better things to do with their lives a long time ago. 

I guess there's no way to win with the likes of you still lurking here. 

So multiple spam accounts? Understood...

NewLeaf1986

Yep, still the same old cynical, judgemental self righteous morons there always were, completely ruining the potential this forum had.

I'll check back again in a year or two to see if the driftwood is still lurking in the harbour. 

bradders1983

You could just use one of your other accounts instead.

jonesMUFCforever

I fell like shouting (as we did in the playground) FIGHT!  FIGHT!

ratechaser

NewLeaf1986 said:

Yep, still the same old cynical, judgemental self righteous morons there always were, completely ruining the potential this forum had.

I'll check back again in a year or two to see if the driftwood is still lurking in the harbour. 

Perhaps by then you'll have got another sponsorship contract.

callum9999

As if a company the size of Zopa would create a spam MSE account and then get stroppy about it.

This is the weirdest forum I've ever been a part of! Even ignoring the abuse and general nastiness, the unrelenting suspiciousness of anything and everything makes me think you sit at home wearing tin foil hats...

sleepyjones

@callum9999 ... you must work for Zopa too 

[Deleted User]

My ClearScore account also says I have a 100% chance of getting the Zopa credit card but I haven't applied yet.

I already have 4 credit cards (Cap1, Luma, Marbles, 118Money) so maybe this might think I'm overstretched if I do apply and get knocked back. 

I do have 2 defaults and a CCJ but they are all settled/satisfied. 

EDIT: I decided to apply and I've been accepted with a £300 limit. Woohoo!

[Deleted User]

Card arrived + I have since applied for Tesco Foundation which has also arrived. 2021 is the year my credit rating improves along with zero debt!