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Council tax and electoral roll. Are they linked?

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  • dinglebert
    dinglebert Posts: 1,231 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Shumzy said:
    The thing is I'm couch surfing at the min which makes it hard but I think I have enough savings to start renting. Do you think if I started to rent and then change my addresses to that place would allow me to get a mortgage? How long would I need to rent for? 

    If you only have enough savings to start renting then in the current climate you will struggle to get any sort of mortgage.  You are correct in that it would be better for you to "settle" in one place and get yourself on the grid.
  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 22 October 2020 at 12:08PM
    Indeed, where do you intend to get a 15% deposit from? 10% deposits will barely get you any mortgage at the moment, and 5% ones are (as far as I know) currently non-existent.
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