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The second hurdle - Nichelette v the huge mortgage
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So quick one, but month hasn't been great so far 🙃. Am still quite overwhelmed with life and getting behind with everything. DS2 hasn't had a flu vaccination because I can't get him to the says they offer easily because of work (wish they'd just go into nurseries the way they do with schools), and both need dentist appointments. DH took DS2 into central London for a 9am hospital appointment which was supposed to be post operation, so that was a massive waste of time and money (early morning, half day of nursery fees, day off work and £30 for peak train ticket). He has another one at 11 on Monday which I need to call about to see if it's actually necessary still, but if it's is that's another £30 for the train.
I got DS1 nursery deposit back so that has been put against DS2 nursery fees.
DH saw dentist and hygienist last week (£100ish), now having a crown which is over £300, and got a flat tyre taking DS to a birthday party (over £300 for AA and new tyre). Tyre was only 2 months old and a decent one so complete waste. His car only has a puncture repair kit which is obviously useless on a wall tear so he had to be recovered. So yes, all in all we were paid a week ago and already have an extra £700 in unexpected bills.
Oh, and I've also been given job of pregnant lady on top of mine as they won't give a secondment. Couldn't have come at a worse time as having both kids in two places is really hard, and personally I'm finding it hard as they're also both having me up in the night so I'm not sleeping well either. I feel like I'm living in a dump (had to rescue DH and take kids to party myself so I lost time I'd put aside for cleaning on Sunday). I signed up to an open day at uni for midwifery, but the teaching time is basically full time every day and I'm too far away with the travel time to make it work with the kids (rush hour travel would mean 3+ hours which I couldn't manage), so am back to looking for something else.
Cherry on top is DS1 got a sickness bug and was ill yesterday. He's okay today so he'll be back at school tomorrow.
Finally bought a homeStarting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]Overpayments since 27.03.19: £52,407.470 -
There’s a lot going on. Keep plodding.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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