PPI claim company threatening to damage credit rating, help!

D3xt3r5L4b

Jumblebumble said:

Dr_Crypto said:

Jumblebumble said:

Dr_Crypto said:

Has he contacted them to agree a repayment plan? They can certainly apply for a CCJ which, if registered, would trash his credit. 

Nonsense
If he pays it in 30 days it will be removed from the register and  no credit will be trashed

That is why I specified "if registered."
My post was entirely correct. 

Are defaults registered immediately  and then later removed if settled  or are they not registered until 30 days is passed?

They are registered immediately and remain on there for 6 years, settled, partially settled, or not.

Jumblebumble

D3xt3r5L4b said:

Jumblebumble said:

Dr_Crypto said:

Jumblebumble said:

Dr_Crypto said:

Has he contacted them to agree a repayment plan? They can certainly apply for a CCJ which, if registered, would trash his credit. 

Nonsense
If he pays it in 30 days it will be removed from the register and  no credit will be trashed

That is why I specified "if registered."
My post was entirely correct. 

Are defaults registered immediately  and then later removed if settled  or are they not registered until 30 days is passed?

They are registered immediately and remain on there for 6 years, settled, partially settled, or not.

Sorry I meant CCJ and not Default

D3xt3r5L4b

Jumblebumble said:

D3xt3r5L4b said:

Jumblebumble said:

Dr_Crypto said:

Jumblebumble said:

Dr_Crypto said:

Has he contacted them to agree a repayment plan? They can certainly apply for a CCJ which, if registered, would trash his credit. 

Nonsense
If he pays it in 30 days it will be removed from the register and  no credit will be trashed

That is why I specified "if registered."
My post was entirely correct. 

Are defaults registered immediately  and then later removed if settled  or are they not registered until 30 days is passed?

They are registered immediately and remain on there for 6 years, settled, partially settled, or not.

Sorry I meant CCJ and not Default

They are removed if paid within 30 days of judgement yes. 

PixelPound

The Court write to the Defendant and Claimant and also notify the Registry Trust, who do put it on straight away. Otherwise it could be seen as disadvantageous to the Defendant if they did not get the Court letter to only receive notification from a CRA (if they have an alert set up) after the 30 day period is up.

People are jumping the gun here as, afaik, no legal proceedings have been issued. The offer of payment has been made, start making payments, and keeping records. 

The CCJ would only be done without a Judge if they issue a claim and the offer of payment is done then. If he has offered to pay over a reasonable and pays, then if he issues a defence as disputes the balance as making payments. The Judge could well dismiss the claim because they do not like their time wasted and if the defendant has made a reasonable payment offer and is paying. 

Maybe if he offers to pay more, e.g. over six months they may well deem that reasonable.