We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CCJ help

bac1519
Posts: 1 Newbie
I have absolutely zero clue when it comes to ccjs.
Recently did a credit check to find 2 ccjs in my name.. neither experian or clear score give much info on them. Now here's the thing, and it may sound stupid, but how do I know if I have paid them? If I haven't, then how do I go about it? I'm pretty sure I would have but I'm now panicking that these are from 2018 and unsettled. Thanks!
Recently did a credit check to find 2 ccjs in my name.. neither experian or clear score give much info on them. Now here's the thing, and it may sound stupid, but how do I know if I have paid them? If I haven't, then how do I go about it? I'm pretty sure I would have but I'm now panicking that these are from 2018 and unsettled. Thanks!
-1
Comments
-
You'd know if you'd paid CCJs.
And since they're unsettled, you didn't. You'll need to contact the creditors and make payment.0 -
Have you moved around a lot ?There would have been a long process of debt collection, letters, calls, a letter before action, then a claim form, and ultimately a letter from the court saying the judgement had been granted, and you never received any of those ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
Another jackanory story.
To everyone else, please stop biting.0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.6K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.3K Mortgages, Homes & Bills
- 176.7K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards