Trying again to be money fit

FunLovinCriminal

Hi all
For a few years now, I saved in to my TSB Classic Account.  At the beginning of 202 I realised that I was only earning 1.5% interest on the first £1500 on my £2500 savings.
I created a eisa with Virgin (mortgage with them) and a regular saver (2.00% annual gross) with BoS. I have slowly been moving cash in to them at the maximum £250 instalments.
I now see from december TSB arent paying interest anymore.  
I thought about switching to get some of the free cash benefits. But do not have any dd leaving the account.
Any ideas?

PRAISETHESUN

https://www.moneysavingexpert.com/banking/compare-best-bank-accounts/
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

A few banks are paying switch incentives so may be worth considering ditching TSB for an up front cash bonus. Longer term, interest rates are pretty poor so it doesn't really matter where you park it to be honest. Max out the highest rate interest accounts you have and go from there.

If you are struggling to artificially generate some DDs to be eligible for switch incentives (not every offer needs DDs though so double check), then check the following thread for ideas:
http://forums.moneysavingexpert.com/showthread.php?t=5734632&page=1

Eco_Miser

I've just earned £100 by switching a TSB Classic Plus without any direct debits to Lloyds. You could too.
https://forums.moneysavingexpert.com/discussion/6188637/lloyds-bank-100-switching-offer-ends-9-nov-2020