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CCJ without due process. What now?
MagnoliaT
Posts: 10 Forumite
I found a CCJ on my credit file on applying for a mortgage. Long story short, I (apparently) hadn't paid enough for car parking in a private car park but as all documentation was sent to an old address, I knew nothing about it until I discovered the CCJ. I panicked and paid £250 to the company who filed the order to satisfy the debt, but my main concern is getting the CCJ removed from my credit file as quickly as possible.
Any advise would be much appreciated.
Any advise would be much appreciated.
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Comments
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If you paid it within 30 days, it will be removed. If not, it will remain there for six years.0
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It wasn't paid in 30 days as I didn't receive any of the letters as they were sent to an old address. Does this mean that there's no recourse?Deleted_User said:If you paid it within 30 days, it will be removed. If not, it will remain there for six years.0 -
How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
Yep. Forgot about the V5. Fun times.jonesMUFCforever said:How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
So not without "due process" then. It's not their responsibility to chase you around the country.MagnoliaT said:
Yep. Forgot about the V5. Fun times.jonesMUFCforever said:How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
Nothing can be done then. Another case of live and learn.0
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Thanks for your input. Hope it made you feel good. Go you!Yahoo_Mail said:
So not without "due process" then. It's not their responsibility to chase you around the country.MagnoliaT said:
Yep. Forgot about the V5. Fun times.jonesMUFCforever said:How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
I know the truth isn’t what you want to hear sometimes. But here we are.MagnoliaT said:
Thanks for your input. Hope it made you feel good. Go you!Yahoo_Mail said:
So not without "due process" then. It's not their responsibility to chase you around the country.MagnoliaT said:
Yep. Forgot about the V5. Fun times.jonesMUFCforever said:How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
Sometimes there aren't any get out of jail free cards. C'est la vie.MagnoliaT said:
Thanks for your input. Hope it made you feel good. Go you!Yahoo_Mail said:
So not without "due process" then. It's not their responsibility to chase you around the country.MagnoliaT said:
Yep. Forgot about the V5. Fun times.jonesMUFCforever said:How did the correspondence not go to the correct address - did you forget to update your address with DVLA?
I believe there is no normal recourse.0 -
They followed the correct process, it was your error, sorry, but you've just got to suck it up.0
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