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MOT Checker Nightmare
Comments
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The Ts and Cs can say what they like, but to be enforceable in law they must be fair and reasonable. The ombudsman has ruled consistently that such a clause is not reasonable.sweetsand said:
Why do the car insurance T&C's state very clearly that "no mot will invalidate your car insurance"?marlot said:
Not true. I wish this falsehood would die.sweetsand said:
All posters please note as this is important = Should a driver with a car with no mot have an accident they may find the insurance is invalid.facade said:Just take it for an MOT ASAP, and don't worry about it.As you have found, it goes perfectly well without one, and it is only a fine if you get caught no points. I've never heard of anyone being done for no MOT by a camera, and there isn't much chance of meeting one of those "Police" on the road unless you live in The Only Place That Matters (London)
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Here's a 7yo FOS ruling that states clearly that "no MOT = invalid" is not enforceable, and that the insurer must pay the claim.Car_54 said:
The Ts and Cs can say what they like, but to be enforceable in law they must be fair and reasonable. The ombudsman has ruled consistently that such a clause is not reasonable.sweetsand said:
Why do the car insurance T&C's state very clearly that "no mot will invalidate your car insurance"?marlot said:
Not true. I wish this falsehood would die.sweetsand said:
All posters please note as this is important = Should a driver with a car with no mot have an accident they may find the insurance is invalid.facade said:Just take it for an MOT ASAP, and don't worry about it.As you have found, it goes perfectly well without one, and it is only a fine if you get caught no points. I've never heard of anyone being done for no MOT by a camera, and there isn't much chance of meeting one of those "Police" on the road unless you live in The Only Place That Matters (London)
https://www.financial-ombudsman.org.uk/files/121011/DRN4756234.pdf
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Much more importantly, why is sweetsand now merely 'A Philanthropist'? Last week they were both 'seasoned and respected'. What can have happened?No free lunch, and no free laptop
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