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MOT Checker Nightmare

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Comments

  • Car_54
    Car_54 Posts: 8,897 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sweetsand said:
    marlot said:
    sweetsand said:
    facade said:
    Just take it for an MOT ASAP, and don't worry about it.
    As you have found, it goes perfectly well without one, and it is only a fine if you get caught no points. I've never heard of anyone being done for no MOT by a camera, and there isn't much chance of meeting one of those "Police" on the road unless you live in The Only Place That Matters (London)
    All posters please note as this is important = Should a driver with a car with no mot have an accident they may find the insurance is invalid.
    Not true.  I wish this falsehood would die.
    Why do the car insurance T&C's state very clearly that  "no mot will invalidate your car insurance"?

    The Ts and Cs can say what they like, but to be enforceable in law they must be fair and reasonable. The ombudsman has ruled consistently that such a clause is not reasonable.

  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    Car_54 said:
    sweetsand said:
    marlot said:
    sweetsand said:
    facade said:
    Just take it for an MOT ASAP, and don't worry about it.
    As you have found, it goes perfectly well without one, and it is only a fine if you get caught no points. I've never heard of anyone being done for no MOT by a camera, and there isn't much chance of meeting one of those "Police" on the road unless you live in The Only Place That Matters (London)
    All posters please note as this is important = Should a driver with a car with no mot have an accident they may find the insurance is invalid.
    Not true.  I wish this falsehood would die.
    Why do the car insurance T&C's state very clearly that  "no mot will invalidate your car insurance"?
    The Ts and Cs can say what they like, but to be enforceable in law they must be fair and reasonable. The ombudsman has ruled consistently that such a clause is not reasonable.
    Here's a 7yo FOS ruling that states clearly that "no MOT = invalid" is not enforceable, and that the insurer must pay the claim.
    https://www.financial-ombudsman.org.uk/files/121011/DRN4756234.pdf
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Much more importantly, why is sweetsand now merely 'A Philanthropist'? Last week they were both 'seasoned and respected'. What can have happened?
    No free lunch, and no free laptop ;)
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