Why can you check online others MOT and road tax status but not vehicle insurance?

Sandtree

sweetsand said:

Sandtree said:

Goudy said:

Sandtree said:

The OP could just be a nosy neighbour and thinks their neighbours are dodgy and intends to report them for having a SORN vehicle on the road etc...

Either versions of the Motor Insurance Database is fit for that purpose anyway.
A vehicle may be driven on a Motor Trade Insurance policy that won't show as being insured on MID.
Then they'd be wasting everyones time.
There's around 8 million used cars sales every year in the UK and a lot of them would be driven under a Traders policy.

Again, you have to question why someone would needs access to this data unless there's a legitimate reason and if there is, there are legitimate ways to access it.

Well, fit for it other than it states its illegal to use it for that purpose... as already quoted the website has a declaration that you are required to only request it for purposes of claiming compensation and points out that " if I fail to provide true reasons for requiring information I may be committing an offence of unlawfully obtaining data contrary to section 170 of the Data Protection Act 2018".

So yes, you can lie and say its your car on one half the site or make a false reason for needing it on the other half and you will get what you want but in theory there is the "committing an offence" threat (which clearly will almost certainly never materialise). There is a difference between what you can and should do... so you can get the data if you wish to run the tiny risk but there is a lawful way to get it in the same way.

Only "lawful" as per my previous posts.

You need to read the full thread, my comments didnt imply that you were willing to consider routes that MID warn are unlawful.

neilmcl

williamgriffin said:

neilmcl said:

williamgriffin said:

poppasmurf_bewdley said:

The information is on there, but you have to know where to look, and have the appropriate authority to access it. 

Many a time, on programmes such as Police Interceptors, the cops check and come back saying something like "the car's insured to a woman" or "there are three named drivers on the car".  

That will be because they're looking at the Police National Computer.

That info isn't held on the PNC, it's on the Insurance database that the police have access to.

Given it can be accessed via the PNC I think you're just arguing for the sake of it.

No, not at all. Your post was incorrect and misleading, I simply corrected it. There's no argument about it.

sweetsand

neilmcl said:

williamgriffin said:

poppasmurf_bewdley said:

The information is on there, but you have to know where to look, and have the appropriate authority to access it. 

Many a time, on programmes such as Police Interceptors, the cops check and come back saying something like "the car's insured to a woman" or "there are three named drivers on the car".  

That will be because they're looking at the Police National Computer.

That info isn't held on the PNC, it's on the Insurance database that the police have access to.

Thank you.

sweetsand

Goudy said:

sweetsand said:

Goudy said:

You can request (and pay for) someone elses insurance data from the Motor Insurance Database quite legally.
https://www.askmid.com/askmidenquiry.aspx

Hi
No, you can't. There has to be a reason as stated below, - please see quote. Thanks.
=========

From website =  I confirm that I am a person or body corporate resident in the United Kingdom claiming to be entitled to compensation in respect of any loss or injury resulting from an accident caused by or arising out of the use of the above UK vehicle within the last seven years. I understand that it is an offence to wrongfully obtain information of this nature without reasonable cause and if I fail to provide true reasons for requiring information I may be committing an offence of unlawfully obtaining data contrary to section 170 of the Data Protection Act 2018. I also hereby confirm that the information provided will not be used for any purposes unrelated to the purposes of this enquiry. I agree that my receipt of such information will be subject to the Terms of Use as stated on this website. *

Yes you can, I even provided the link!
It is perfectly legal to do so if you have reason.

Question seems clear now, why would you want to if you didn't have reason?

Please see my OP as per question put. It is clear, IE I asked why you could not just look up car insurance like you can look up car road tax and mot. The fact remains anyone without a reason can look up road tax and mot but not an MOT.
ATB
x

George_Michael

sweetsand said:

The fact remains anyone without a reason can look up road tax and mot but not an MOT.
ATB
x

I think that you need to check your facts!

Grumpy_chap

It was easy for anyone to check car tax on a car until the paper disc was phased out.  Now you need to check on line.  Why should that be any more restricted than who could check the paper disc?

williamgriffin

neilmcl said:

williamgriffin said:

neilmcl said:

williamgriffin said:

poppasmurf_bewdley said:

The information is on there, but you have to know where to look, and have the appropriate authority to access it. 

Many a time, on programmes such as Police Interceptors, the cops check and come back saying something like "the car's insured to a woman" or "there are three named drivers on the car".  

That will be because they're looking at the Police National Computer.

That info isn't held on the PNC, it's on the Insurance database that the police have access to.

Given it can be accessed via the PNC I think you're just arguing for the sake of it.

No, not at all. Your post was incorrect and misleading, I simply corrected it. There's no argument about it.

Are you a PNC user or have you ever used it?

if so you'll know it's not misleading.

societys_child

neilmcl said:

williamgriffin said:

poppasmurf_bewdley said:

The information is on there, but you have to know where to look, and have the appropriate authority to access it. 

Many a time, on programmes such as Police Interceptors, the cops check and come back saying something like "the car's insured to a woman" or "there are three named drivers on the car".  

That will be because they're looking at the Police National Computer.

That info isn't held on the PNC, it's on the Insurance database that the police have access to.

Wrong. They are two independent databases, they are not even synchronized.

I had a Nissan pick-up, listed correctly on the PNC . . .

On the "insurance database" it was list as a Ford Iveco and had been for some time! Took a lot of phone calls to sort that out.

*** The Police use the PNC ***

Day_Of_The_Doris

societys_child said:

Wrong. They are two independent databases, they are not even synchronized.

I had a Nissan pick-up, listed correctly on the PNC . . .

On the "insurance database" it was list as a Ford Iveco and had been for some time! Took a lot of phone calls to sort that out.

*** The Police use the PNC ***

The Motor insurers' bureau state otherwise:
https://www.mib.org.uk/media/439699/mid-customer-document-roads.pdf

At the heart of taking uninsured drivers off the road is access to the MID, which is shared with the police on a regular basis to be used by the Automatic Number Plate Recognition (ANPR) cameras. Police also conduct checks on the MID using the Police National Computer (PNC), which provides up-to-date insurance information for vehicles at the roadside, enabling them to tell whether a vehicle being driven on the road has insurance. 

societys_child

Well Doris, believe what you want. There are two different databases.

I'd have had a lot of questions to answer by the roadside, on that cold dark night, if the police had used the (incorrect) MID!

Someone has their facts wrong, don't believe everything you read on the Internet.

The MID are just trying to bull themselves up . .  Any pen pusher at an insurance company  (or any fleet owner for that matter) can make entries to, or update the MID. Ample opportunity for "mis-typing" or worse. When I spoke to the insurance company, I was told to "just log in and change it". Seriously.

I couldn't of course, but thousands can, you'd be surprised.

The PNC is far more factual.