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Tesco Bank Credit Card

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Comments

  • Byzar
    Byzar Posts: 32 Forumite
    10 Posts Second Anniversary
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
  • Byzar said:
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
    Therefore by just what you have written - you have no claim for the return of the deposit.
    You cancelled the agreement within the 14 days - they keep the deposit.
    As I say that is my opinion from what you have written.
  • born_again
    born_again Posts: 20,985 Forumite
    10,000 Posts Sixth Anniversary Name Dropper
    Byzar said:
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
    Amount payed makes no difference.
    How much was the car?
    Life in the slow lane
  • Unless I'm missing something, you've not said what the contract actually says?

    It would also depend what the deposit is for - if to cover processing costs or just to reserve the vehicle etc. 
  • Byzar
    Byzar Posts: 32 Forumite
    10 Posts Second Anniversary
    Byzar said:
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
    Amount payed makes no difference.
    How much was the car?
     The car was around 20k! 
    Deposit was to cover processing costs, this initial deposit of £100 paid from £1300 total deposit. 
     
  • Byzar said:
    Byzar said:
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
    Amount payed makes no difference.
    How much was the car?
     The car was around 20k! 
    Deposit was to cover processing costs, this initial deposit of £100 paid from £1300 total deposit. 
     
    So they could come after you for another £1200 then.
  • Byzar
    Byzar Posts: 32 Forumite
    10 Posts Second Anniversary
    Byzar said:
    Byzar said:
    Well, I have checked the agreement signed in that day, and is not stated nothing about getting any refund back or partial. Only describe, I can cancel this agreement in 14 working days. Now this lead to next question, what if my deposit was bigger, 1k or 2k ? 
    Amount payed makes no difference.
    How much was the car?
     The car was around 20k! 
    Deposit was to cover processing costs, this initial deposit of £100 paid from £1300 total deposit. 
     
    So they could come after you for another £1200 then.
    yeah, right! reason: I missed a payment ! 
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