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Outstanding October's NSD Challenge!
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cathybird
Posts: 15,573 Forumite


This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would
like to achieve during October. To join, just post your personal target and you are on your way!
Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve.
If you've never done the challenge before, it's probably better to start with a goal of 10 or 15. 

2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too 

4. It also helps to bookmark the thread, it's much easier to find 

5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.
October
Off to a start = 

5 days = 

10 days = 

15 days = 

20 days = 

Target reached = 

Target beaten = 

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Comments
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October targetsAspirationbeanielou 15cathybird 15ChangingMyWays89delta13 15Dottles1Honeysucklelou2 12jammy dodger 20Money Choices 15Narola1976 15short_bird 18Tahlullah.H 10ALL WELCOME TO JOIN!
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15 for me.Thanks as always for running the thread cathybird 😀I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Please can I join this month - 15 days for me pleaseStarting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!0 -
Yay Narola!
Good to see you
I've added you to the list!
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heres hoping October can be a lean month for all with NO nasty surprises . Love the Icons cathybird very seasonal x1
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jammy_dodger said:heres hoping October can be a lean month for all with NO nasty surprises . Love the Icons cathybird very seasonal x
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Hi Cathybird
Please can you put me down for 15 NSDs this month.
Thanks
Money Choices3-6 months Emergency Fund challenge No 81 £700/£2,400. NSD challenge 25 Jan 9/10 NSDs, Feb 10/10 NSDs, March 10/10 NSDs, April 9/10 NSDs, May 0/0 NSDs, June 5/12 NSDS.
Grocery Challenge 25 Jan £20/50, Feb £60/£100, March £229.48/£300, April £173.81/£120, May £0/£0, June £88.24/£150.001 -
Yay it's October!
It's not going to be a cheap month for me though alas, in fact I've been emailed a repair bill this morning so can't kick off with an NSD on the first of the month as I usually do. On the good side if it wasn't for MSE I would never have learned how to save money and wouldn't have the money to pay for it but I do! My first NSD will be tomorrow.
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1/20 for me today
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