Outstanding October's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or 15. image
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

October

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
«13456725

Comments

  • cathybird
    cathybird Posts: 12,962
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    edited 1 October 2020 at 9:17AM
    October targets
    Aspiration
    beanielou 15
    cathybird 15
    ChangingMyWays89
    delta13 15
    Dottles1
    Honeysucklelou2 12
    jammy dodger 20
    Money Choices 15
    Narola1976 15
    short_bird 18
    Tahlullah.H 10

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • beanielou
    beanielou Posts: 89,274
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    15 for me. 
    Thanks as always for running the thread cathybird 😀
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing [email protected]. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Please can I join this month - 15 days for me please
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • cathybird
    cathybird Posts: 12,962
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    beanielou said:
    15 for me. 
    Thanks as always for running the thread cathybird 😀
    It's a pleasure beanie!! :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybird
    cathybird Posts: 12,962
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    Yay Narola! imageimage Good to see you image I've added you to the list!

    2021 D: 93 2020 D: 96 2022 D: 15
  • jammy_dodger
    jammy_dodger Posts: 1,925
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    edited 30 September 2020 at 11:37AM
    heres  hoping  October  can  be  a lean  month    for  all with  NO  nasty  surprises .   Love  the   Icons   cathybird  very  seasonal  x
  • cathybird
    cathybird Posts: 12,962
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    heres  hoping  October  can  be  a lean  month    for  all with  NO  nasty  surprises .   Love  the   Icons   cathybird  very  seasonal  x
    Thanks jammy dodger! It really feels like the nights are drawing in now, don't you think? ...


    2021 D: 93 2020 D: 96 2022 D: 15
  • Hi Cathybird
    Please can you put me down for 15 NSDs this month.
    Thanks
    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84 Debt. 30 December 23 DEBT FREE Declutter Challenge 1/50 bin bags,SPC 17 number 061 NSD challenge Jan 24 10/10, Feb 24 6/10 Grocery Challenge Jan 24 £98.44/£150 Feb 24 £113.14.
  • cathybird
    cathybird Posts: 12,962
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    Yay it's October! image It's not going to be a cheap month for me though alas, in fact I've been emailed a repair bill this morning so can't kick off with an NSD on the first of the month as I usually do. On the good side if it wasn't for MSE I would never have learned how to save money and wouldn't have the money to pay for it but I do! My first NSD will be tomorrow. image

    2021 D: 93 2020 D: 96 2022 D: 15
  • jammy_dodger
    jammy_dodger Posts: 1,925
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    1/20  for  me  today :)
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