Outstanding October's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during October. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or 15. image
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD.
3. It does help to post every time you notch up an NSD ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

October

Off to a start = image

5 days = image

10 days = image

15 days = image

20 days = image
Target reached = image
Target beaten = image


2021 D: 93 2020 D: 96 2022 D: 15
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Replies

  • edited 1 October 2020 at 10:17AM
    cathybirdcathybird Forumite
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    edited 1 October 2020 at 10:17AM
    October targets
    Aspiration
    beanielou 15
    cathybird 15
    ChangingMyWays89
    delta13 15
    Dottles1
    Honeysucklelou2 12
    jammy dodger 20
    Money Choices 15
    Narola1976 15
    short_bird 18
    Tahlullah.H 10

    ALL WELCOME TO JOIN!


    2021 D: 93 2020 D: 96 2022 D: 15
  • beanieloubeanielou Forumite
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    15 for me. 
    Thanks as always for running the thread cathybird 😀
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Please can I join this month - 15 days for me please
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • cathybirdcathybird Forumite
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    beanielou said:
    15 for me. 
    Thanks as always for running the thread cathybird 😀
    It's a pleasure beanie!! :)


    2021 D: 93 2020 D: 96 2022 D: 15
  • cathybirdcathybird Forumite
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    Yay Narola! imageimage Good to see you image I've added you to the list!

    2021 D: 93 2020 D: 96 2022 D: 15
  • edited 30 September 2020 at 12:37PM
    jammy_dodgerjammy_dodger Forumite
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    edited 30 September 2020 at 12:37PM
    heres  hoping  October  can  be  a lean  month    for  all with  NO  nasty  surprises .   Love  the   Icons   cathybird  very  seasonal  x
    march NSD 18/20
  • cathybirdcathybird Forumite
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    heres  hoping  October  can  be  a lean  month    for  all with  NO  nasty  surprises .   Love  the   Icons   cathybird  very  seasonal  x
    Thanks jammy dodger! It really feels like the nights are drawing in now, don't you think? ...


    2021 D: 93 2020 D: 96 2022 D: 15
  • Money_ChoicesMoney_Choices Forumite
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    Hi Cathybird
    Please can you put me down for 15 NSDs this month.
    Thanks
    Money Choices
    25 July 2020 Starting Credit Card Debt £9,717.59 , Debt 27 Dec 2021 £9.550. 1 Jan 23 -£7,030.84DEBTS Nationwide overdraft £0.00, Credit Cards Nationwide £0.00, Tesco -£3,044.06, Virgin CC -£3,676.78 TOTAL DEBT =-£6.720.84 Emergency Fund £351/£800,NSDs 23, March 10/10 SPC16 Number 061.
  • cathybirdcathybird Forumite
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    Yay it's October! image It's not going to be a cheap month for me though alas, in fact I've been emailed a repair bill this morning so can't kick off with an NSD on the first of the month as I usually do. On the good side if it wasn't for MSE I would never have learned how to save money and wouldn't have the money to pay for it but I do! My first NSD will be tomorrow. image

    2021 D: 93 2020 D: 96 2022 D: 15
  • jammy_dodgerjammy_dodger Forumite
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    1/20  for  me  today :)
    march NSD 18/20
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