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Is it even humanly possible to be turned down for a SIM-only Pay Monthly contract?

Just curious....I overheard someone saying they've applied to every mobile provider and not one would give them even a SIM-only Pay Monthly contract.
But I thought it was basically impossible to be turned down?  I used to be on SIM-only and I'm not sure they even did a credit check for it.

Comments

  • JJ_Egan
    JJ_Egan Posts: 20,281 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yes if they want .
    But more likely a mistake in the earwigging .
  • Silvertabby
    Silvertabby Posts: 10,246 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    We were turned down for a mobile phone contract in 1999 because we were 'of no fixed abode'.  We lived in Armed Forces married quarters at the time.
  • sdduk
    sdduk Posts: 1,441 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Most networks do checks for sim-only contracts..so yes you can get turned down...We are not talking about Smarty or voxi which are more like Payg so they don't check.

    Nobody is Perfect. I am Nobody, therefore I am Perfect.
    :)
  • pmduk
    pmduk Posts: 10,683 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Most SIM-only deals involve credit, albeit it at a lower level than a traditional deal involving a handset. Looked at that way, it makes sense that there'll be people whose finances are so poor that they are unpalatable to any company offering credit
  • Thiamine
    Thiamine Posts: 26 Forumite
    10 Posts
    pmduk said:
    Most SIM-only deals involve credit, albeit it at a lower level than a traditional deal involving a handset. Looked at that way, it makes sense that there'll be people whose finances are so poor that they are unpalatable to any company offering credit
    That makes sense.  A few years ago my credit was unfortunately looking pretty bad with a handful of defaults.  I was still able to get a SIM-only deal with no issues, but I didn't have anything other than the defaults on my history -- no CCJs, bankruptcy etc.  Now that the defaults are 5+ years old I've finally been able to get a phone on a Pay Monthly contract. 
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