Trying to stay in the black 18 September 2020 at 9:21PM in Debt free diaries 50 replies 2.7K views

PinkHairbrush

Nothing too much to report. Just sticking to budget and logging all my spends. 

Have bought all my Christmas presents and now getting stuff together gradually for Christmas dinner. Its so good to know I have spent sensibly and can now just enjoy the run up to it. 

A little extra income arrived in unexpectedly today which was super and will be put to good use. 

Onwards...

PinkHairbrush

So half way through the month and all going to plan. There might even be some money left in the clothes and eating out categories at the end of the month. 

Staying in the black. Still using last months wages for this months expenses. Income trickling in to separate account and mounting up to cover December’s budget. 

Doing a lot of cooking and baking at home and shopping from what I already have in and think this is what is contributing to the excess in the eating out fund. Also making use of some good clubcard prices in Tesco and using up all left overs. 

Work tonight will help top up December funds too. 

moneyonmymindsam

Wow amazing on the Xmas front - you are very organised. Keep up the good work 
Sam 

enthusiasticsaver

Well done for staying in budget and getting Christmas organised. I too have done my shopping early in view of these strange circumstances we find ourselves in. I can't cope with busy shops this year. Helps to minimise the present buying this year too so we are only buying for immediate family. 

PinkHairbrush

Thanks Sam. I’m the same about busy shops enthusiasticsaver - I couldn’t cope with them even before the pandemic. I usually go at 8 in the morning or not at all!

Just plodding along, logging spends and keeping an eye on the budget. I think it is pretty spot on now. 

Cooked a big meal from scratch for dinner tonight and there is so much I think it will form the basis of lunch and dinner for the rest of the week!

Need a small top up shop in the morning. Will probably get a few bits in for Christmas Day while I’m there. 

Need to start having a think about my money goals for 2021. 

PinkHairbrush

Well the pots are all looking fairly bare and there’s still five days of the month left. Did a small top up shop this morning so if I’m very disciplined (and maybe start my December budget on Sunday or Monday lol!) I might just make it!

Sarahwithlove

The last week of the month is always the hardest as coming to end of budgets and spends. No more personal spends left for me this month. 

PinkHairbrush

Well there was some spending done over the weekend (buries head in hands!!). Trying to finish what’s left of the decorating before Christmas and had a few bits to get. Hopefully I am almost there now and there shouldn’t be any more big spends. 

Have come on here to get the ship steadied and recommit to sensible spending!!

Going to try and be good this coming month, despite it being December!!

PinkHairbrush

New Monday, new week. Feeling enthusiastic! Shouldn’t be too much to pay for today. 

Some money in this morning. Set aside towards next month’s budget. AA and phone insurance direct debits out. 

Not too much planned other than school runs and some sorting and organising in the house. Have enough petrol and plenty of food for today’s meals. 

Let’s see how far I can get in to the day before all this changes!

moneyonmymindsam

Happy Monday you was alive and kicking this morning, hope all goes well with the sorting and organising the house. 
Sam x