Trying to stay in the black
in Debt free diaries
50 replies 2.7K views
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You can save up the money for the work on the house again over time.
Good luck with getting a month ahead on the bills!
You have got this I just know it.
The way I was doing things used to work but that obviously isn’t the case anymore - hence being in my overdraft repeatedly. So I am changing tack. I have drawn up a new monthly budget covering all categories, not only monthly but yearly as well. I’m sure it will need amended as I go along but I think it is a good start.
October is a good budget start month and of course we have halloween coming. 🎃🦇. You can still have nice things while budgeting it's just your more considerate of your spends. Glad to hear day 1 was without money worries. At least you know that all the money you are spending is your own and not the banks.
See how you get on and perhaps reduce the overdraft with the bank so you are not tempted to creep back in it so much in future.
Doing so well
What's that saying more month than money