Postgraduate Funding - is there any other funding available to me?

Statistics_CardiffStudent

DCFC79 said:

Barny1979 said:

Statistics_CardiffStudent said:

Barny1979 said:

Is there the opportunity to defer until next year to allow you time to find a job and save money?

Why is everyone so keen for me to defer to next year? How can you guarantee I find a job before the next academic year plus to save money before then? What about the funds I've saved already??! I'll have to use that when looking for a job, if I haven't found a job in 6 months, I'll have to use 6 months worth of my funds, which means I've got to save a further 6 months of funds on top of 3 months.
Does that make sense? 
Is there no other funding available then if all the advice I am getting is defer to next year? 
It'll just mean I'll have to cut back on childcare costs which means putting my kids in less time at their childcare setting.

Unfortunately in life you cannot have everything in life sometimes. Compromises need to be made. 

Good advice here.

OP you are going to have to choose and I feel your best option is to defer and save up what you need unless your partner can take out a loan as suggested.

I don't think this is good advice here, I've said in this post and multiple times after that, I'm not looking for deferring, I'm asking about postgraduate funding. 

I think it's really insensitive to say to find a job and save up like it's that easy. I have kids so any job I look for will need to be part time, and I have been looking for the past 2 months, and even applied in supermarkets, I'm either unsuccessful or they can't give me the hours I want. 
If I defer next year, I would need to be working soon so I can start saving up, otherwise I'll be dipping into my personal funds (money I've saved already for my Masters), which will mean I'll need to save double if not more. And that might not happen in time for Sept 2021.

I don't really want to take out a personal loan but if its the only option that's a compromise I'm willing to take, just to point out, it'll be me taking the loan not my partner. 

Barny1979

Statistics_CardiffStudent said:

I don't really want to take out a personal loan but if its the only option that's a compromise I'm willing to take, just to point out, it'll be me taking the loan not my partner. 

How successful would a loan application be be in your name due to income levels?

Statistics_CardiffStudent

Barny1979 said:

Statistics_CardiffStudent said:

I don't really want to take out a personal loan but if its the only option that's a compromise I'm willing to take, just to point out, it'll be me taking the loan not my partner. 

How successful would a loan application be be in your name due to income levels?

Probably not successful. 
I've asked for advice on postgraduate funding not patronising advice. 
If you have nothing useful to say please do not say anything and stop continuing to post.
I'm asking for the countless time, it's a postgraduate funding question. 

Barny1979

Statistics_CardiffStudent said:

Barny1979 said:

Statistics_CardiffStudent said:

I don't really want to take out a personal loan but if its the only option that's a compromise I'm willing to take, just to point out, it'll be me taking the loan not my partner. 

How successful would a loan application be be in your name due to income levels?

Probably not successful. 
I've asked for advice on postgraduate funding not patronising advice. 
If you have nothing useful to say please do not say anything and stop continuing to post.
I'm asking for the countless time, it's a postgraduate funding question. 

I have offered useful advice, you just choose not to consider it or acknowledge it.

[Deleted User]

These types of threads just annoy people - if you only want the answers you want to hear, just say so in the beginning. 
There is no funding available, so stop trying to avoid looking for work by going back to school. Even if you got a post grad qualification, what future job do you have guaranteed? None. 
You are being incredibly selfish by trying to borrow money you can't afford to pay back when you have a family. 

Statistics_CardiffStudent

camelot1971 said:

These types of threads just annoy people - if you only want the answers you want to hear, just say so in the beginning. 
There is no funding available, so stop trying to avoid looking for work by going back to school. Even if you got a post grad qualification, what future job do you have guaranteed? None. 
You are being incredibly selfish by trying to borrow money you can't afford to pay back when you have a family. 

What is it that I have "annoyed people" with? 
You don't know me personally, please don't comment such stuff you don't know about. 
I'm fine to accept there is no funding available, but when other people tell me to defer or to look for a job is incredibly rude. Might be easy for you but not for me.
This Master course I am doing does have a job at the end of it, so I will have a job at the end of it. 
Not that it's anyone's information, I did have the full funding for the year including tuition fees, saved myself, but I had to pay for my father's funeral cost out of my funding and now I'm short of 3 months. 
So I'm sorry if this does sound selfish to you, but you don't know me personally and this is the first time I've posted or asked for anything. If I am going to borrow money it would be for the childcare cost as that would be the first thing I would need to take care of.
Next time I'll make sure I'll justify myself before posting about funding. 
Thanks for opening my eyes to show me what happens when I asked for funding help.