Aiming for Mortgage Free!

QueenJess

Hope things have picked up for you.

rugbymadfamily

Thanks all, we put some Christmas lights up and other decorations and trying to be a bit kinder to ourselves in terms of what is achievable with the crazy work schedules at the moment. Still tough going and I dont see mine getting better until around April / May next year 😔 but at least I should be getting a bonus in March time which will help! 

Using all our favourite Disney to get us through, at the moment "just keep swimming" is the favourite!

QueenJess

At least you can see an end to it. Just try and relax when you can and have little things to look forward to at the weekends.

A tiny upside is that when you are working so much there is no time to spend money (that’s what I always found!).

mark55man

@rugbymadfamily - it is strangely busy for the middle of a pandemic! I Think so many plans have been delayed there is a general desire to catch up and that is putting a lot of pressure in some lines of work, whereas others are still really struggling

Was an interesting thing on the radio this week about the increasing quality of modern XMAS films, and how calming and mood lifting they were.  Netflix have several and they are all over the usual sources (Hallmark etc) as well.  My OH is on one an afternoon at the moment

savingholmes

Hope things settle down for you soon and that you find ways to create joy and de-stress regardless.

eat_that_frog

Just catching up with your thread @rugbymadfamily. Sorry to hear things were tough recently, hope your arm is recovering now and work is a little calmer. Hope you and your other half have a nice Xmas when it comes

almalobana

Just catching up on your thread @rugbymadfamily. Sorry to hear you had a tough end to the year. Hope you and your OH had a nice christmas / new year, and were able to recharge a little. Will be following your thread - nice to find someone else with a hefty mortgage!

savingholmes

Happy New Year

rugbymadfamily

Hello! Been AWOL for a while as run up to Christmas was manic and then we actually went overseas for Christmas and New Year, was brilliant and had a fantastic time! Came in on budget as well which is a win 😂 Hope everyone had a lovely time with family / friends for Christmas and NY.

Finished the year with the mortgage starting with a 2....£299,979 but it starts with a 2 haha! Aim is for OPs of 3.75% of original mortgage this year, so £13,200. It's a big ask as is an average of £1,100 OP each month on top of mortgage payment of £1,568 but hoping to start a family in the near future so really want to smash a bit more off as I think future nursery bills will mean no OPs for a few years at that point! Am so grateful to this forum or dont think I would have made any Ops at this point!

Other financial goals this year include to add another £1k to the emergency fund and to increase my pension contributions when I hopefully get a pay rise later this year.

remote_control

Well done for making it into the 2s!!!

And you left the country  amazing!