Student Saving



  • MovingForwardsMovingForwards Forumite
    15.1K Posts
    10,000 Posts Fourth Anniversary Name Dropper Photogenic
    Tax refunds are usually from May / June onwards when HMRC start working through and balancing the contributions against what should have been paid.

    1D1L and A1DI have changed a lot from when they first opened up and it was staple food, but not many versions.

    Make sure you do a food audit to see what you have at home, write a shopping list and stuck to a planned budget.
    - one way of saving extra money is if you set £25 a week food budget, but then only spend £21.50, move the £3.50 to savings.

    Check you have got reasonable interest rates for your savings accounts as that does help boost the kitty.

    Your planned savings look fine and achievable.
  • edited 4 January 2021 at 11:20PM
    longway2golongway2go Forumite
    997 Posts
    Part of the Furniture 500 Posts Name Dropper
    edited 4 January 2021 at 11:20PM
    Excellent goal, good luck with it. 
     I find l1dl and a1di definitely save lots. 
    Mortgage Aug 2019 161,000 :eek::eek::eek:
    Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂
    EF 0/12,000 (0%)😕 (5062.44 was ERC)

    Aim for 135,062 by Jan 2022 for 3 year challenge - 1058 to go

    Our Mortgage is never going to be as high as it is today. :j
    Onwards and downwards to a better life for our family. :j
    Just keep swimming
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