We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.
Help To Buy ISA reached its Gov payout limit

SteelSeries
Posts: 19 Forumite

Hi,
I recently reached the £12,000 savings limit in my HTB ISA, so I'm now at the maximum Gov payout limit of 25% (up to £3,000). The Halifax ISA still pays 1.7% interest, which I've been paying £200 into monthly, but I'm wondering if there's anything else I can do rather than continue saving into that account that might either be better for my money or maybe another gov scheme or something I can take advantage of.
1.7% is still the highest paying account I have, but the interest is paid yearly not monthly.
Many thanks
I recently reached the £12,000 savings limit in my HTB ISA, so I'm now at the maximum Gov payout limit of 25% (up to £3,000). The Halifax ISA still pays 1.7% interest, which I've been paying £200 into monthly, but I'm wondering if there's anything else I can do rather than continue saving into that account that might either be better for my money or maybe another gov scheme or something I can take advantage of.
1.7% is still the highest paying account I have, but the interest is paid yearly not monthly.
Many thanks
0
Comments
-
If you are still getting 1.7% on your Halifax HTB ISA then that isn't going to be beaten by any other account with as favourable terms. There are a few higher paying Regular Saver accounts, but these require a separate current account to be opened and only last for 12 months.2
-
SteelSeries said:1.7% is still the highest paying account I have, but the interest is paid yearly not monthly.0
-
masonic said:If you are still getting 1.7% on your Halifax HTB ISA then that isn't going to be beaten by any other account with as favourable terms. There are a few higher paying Regular Saver accounts, but these require a separate current account to be opened and only last for 12 months.0
-
SteelSeries said:Thank you Masonic. I guess keep paying into that then for now in absence of any better options.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 348.4K Banking & Borrowing
- 252.1K Reduce Debt & Boost Income
- 452.4K Spending & Discounts
- 241K Work, Benefits & Business
- 617.3K Mortgages, Homes & Bills
- 175.7K Life & Family
- 254.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 15.1K Coronavirus Support Boards