Time to Face The Music

Sun_Addict

That’s a lovely cushion, very different and will remind you of your weekend away. I would try to get the hare drawing posted, I bet she will. When I go to visit my friend in Sleaford there’s a little boutique there who will post out. To say it’s a little family run shop the owner said she posts most of her orders to Scotland. 

RelievedSheff

It will be a no spends day today. Number 6 for April.

£100 sent to Card 6. £393 sent to the motorhome loan but other than that a spend free day at last.

Breakfast, lunch and dinner are from stores. Breakfast was cheese on toast, we have both taken our packed lunches to work and dinner tonight is either some lovely rib eye steaks we picked up in Norfolk or some salmon fillets. It depends which has defrosted first.

No jobs tonight. We are just going to chill out after work.

RelievedSheff

Balances Update 19.04.22

 

Furniture Loan = £0 (Account Settled)

HP Car Loan = £0 (Account Settled)

 

Debt 1 = £0 (Account Settled)

 

Credit Card 1 =£0 (Account Closed)

Credit Card 2 = £0 (Account Closed)

Credit Card 3 = £0 (Account Closed)

Credit Card 5 = £0

 

Credit Card 4 = £200 (£200 repayment 0% interest until November 2022)

Credit Card 6 = £2300 (£100 repayment 0% interest until August 2022)

Credit Card 7 = £9300 (£200 repayment 0% interest until November 2023)

 

HP Motorhome Loan = £18872(£393 repayment final payment April 2026)

 

Paypal Credit = £264 (£125 repayment 0% interest until December 2022)

 

Total Debt = £30936

alt80

You’re doing well with the payback still. It’s been nice weather for getting out in that van too.

RelievedSheff

alt80 said:

You’re doing well with the payback still. It’s been nice weather for getting out in that van too.

Thank you.

The weather couldn't have been better. It dropped a bit cool overnight but that meant we had comfortable sleeping temperatures so it was nice. We were lucky for April weather.

RelievedSheff

Not a no spends day today. I have been to pick a couple of bits up from the shop and have paid the van insurance renewal. We decided to put the van insurance on Credit Card 5 this time. Paying it in one lump sum from our current account would have left things very tight this month so we can spread the cost over a few months at no extra cost to us. Hopefully this time next year we will have enough in the savings account to cover all of the van costs without adding to the credit card.

Breakfast, lunch and dinner are from stores though. Breakfast was crumpets, we have both taken our packed lunches to work and dinner tonight is rib eye steaks with cajun chips, beer battered onion rings, garlic mushrooms, grilled peppers and grilled tomatoes.

Tonight's jobs are:

• cleaning the kitchen
• load of washing
• walking the dog

RelievedSheff

Balances Update 20.04.22

 

Furniture Loan = £0 (Account Settled)

HP Car Loan = £0 (Account Settled)

 

Debt 1 = £0 (Account Settled)

 

Credit Card 1 =£0 (Account Closed)

Credit Card 2 = £0 (Account Closed)

Credit Card 3 = £0 (Account Closed)

 

Credit Card 4 = £200 (£200 repayment 0% interest until November 2022)

Credit Card 5 = £392 (£150 repayment 0% interest until July 2022)

Credit Card 6 = £2300 (£100 repayment 0% interest until August 2022)

Credit Card 7 = £9300 (£200 repayment 0% interest until November 2023)

 

HP Motorhome Loan = £18872(£393 repayment final payment April 2026)

 

Paypal Credit = £264 (£125 repayment 0% interest until December 2022)

 

Total Debt = £31328

EssexHebridean

Lovely Norfolk photos - glad you had a fabulous trip. We’re taking the tent up to Weybourne in a couple of months, thoroughly looking forward to getting back to one of our favourite areas again for the first time in several years! 

RelievedSheff

Not a no spends day today. I had to nip to the shops and pick a couple of bits up that I had forgotten yesterday. Must get back on track with the no spends days next month.

Breakfast, lunch and dinner will be from stores. Breakfast was cereals, we have both taken our packed lunches to work and dinner tonight is spag bol and garlic bread.

Tonight's jobs are:

• vacuuming the house
• dusting the house
• cleaning the bathrooms
• load of washing 
• walking the dog

RelievedSheff

Not a no spends day again. We filled the car with diesel this morning. The price of that has gone up again locally despite the price of oil falling  

Breakfast, lunch and dinner will be from stores. Crumpets for breakfast, we have both taken our packed lunches to work and dinner tonight is pizza and a few beers on the sofa with a couple of films. Wonder how long it will take the other half to realise there is no meat today. 

No jobs tonight. We will just take the dog for a walk after work. If the weather is good I quite fancy a walk around the old pit in the next village tonight.