MBNA help

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Hi. We moved to the US 10 years ago but went ahead and claimed ppi through a UK ppi company. I was successful with capital one and my husband with MBNA. The only problem is my husband no longer has a UK bank account, MBNA sent the refund cheque to us and we deposited it in our US Bank account, the cheque was sent back by western union as they were unwilling to negotiate any transactions with MBNA?? As stupid as it sounds. We contacted MBNA and asked if the cheque could be reissued in usd or could they transfer the money to a us bank account. They are willing to do neither. So we now have no way of cashing this cheque. Any help would be greatly appreciated.
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MBNA are not a bank. So, it would not be MBNA that they would be looking to negotiate the transaction with. It would be MBNA's bankers.
I suspect your bank has misunderstood. Perhaps they looked up MBNA as the bank (and couldnt find it) rather than MBNA's bankers (which is who they should be using).
By looking at the cheque. Even when the firm uses personalised cheques (as in their own branding), the name of the bank they use still appears on it. A check of the sort-code would also tell you the bank.
The back of the cheque is blank page that is can have lots of things written on it. It is the front of the cheque that matters.
Lloyds Bank certainly have agency links with a host of U.S. banks.
"Which bank owns MBNA?
I've learned something today, thank you. I never knew that MBNA originated in Maryland. USA. Where you moved to - how strange that they can't sort this out. It's almost as if they don't want you to have the money. Or is that just my cynicism?
[P.S. just use google, and you can find out just about anything!]
it's spelt d-e-f-i-n-i-t-e-l-y
there - 'in or at that place'
their - 'owned by them'
they're - 'they are'
it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)
The cheque has no other bank name other than mbna, the ppi company have just emailed me to say they have asked mbna to reissue the cheque with an "issuing" bank name on it. Mbna have refused. So we are now left with a cheque worth over 1,100 gbp and can't do anything with it.
That is not how it works. So, that was inevitable.
The bank sort code on the cheque is 30-42-07 the account number is 99052096.
Thank you for your response.
it's spelt d-e-f-i-n-i-t-e-l-y
there - 'in or at that place'
their - 'owned by them'
they're - 'they are'
it's bought not brought (i just bought my chicken a suit from that new shop for £6.34)