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How can I dispute write-off valuation?

2

Comments

  • I have only had to dispute an offer once but I dug out every sold ebay advert, every auto trader, car mart, exchange and mart ad that was for similar mileage, spec, year and sent that in one hit. They in the end gave in after a bit of back and forth.
  • pramsay13
    pramsay13 Posts: 2,134 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Do you have a figure in mind that you will accept? 
    If so maybe put that to them along with your evidence.
    If you are sticking at over £2000 it might be a struggle, whereas if you are willing to accept maybe £1800 or so they might relent sooner.
  • Nodding_Donkey
    Nodding_Donkey Posts: 2,738 Forumite
    Ninth Anniversary 1,000 Posts
    edited 24 August 2020 at 1:59PM
    The FSA has ruled in the past that writre off offers should reflect retail (i.e. forecourt) prices.

    The FSA are basically your last port of complaint.

    WBAC pay trade or less
  • treeroy
    treeroy Posts: 160 Forumite
    100 Posts Second Anniversary Name Dropper
    pramsay13 said:
    Do you have a figure in mind that you will accept? 
    If so maybe put that to them along with your evidence.
    If you are sticking at over £2000 it might be a struggle, whereas if you are willing to accept maybe £1800 or so they might relent sooner.
    Thanks. I was aiming for £1800. I wrote a long response detailing my rejection, including auction examples, but their "engineer" has re-valued it and come up with the same £1,300. They said this is the upper limit on the Trade Guides of my car at its mileage and condition. I simply believe the trade guide price is incorrect, but it's not like I can argue with Glass's or whomever to dispute this.

    I have accepted the £1,300 (£600 after excess) :(  

    Thanks for the advice everyone.
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    To be fair, a type R is a different animal to a Granmothermobile Civic.  
    It's a Grandma Civic with a bit more power. It's no more than the quicker version of a generic hatch. Most model ranges have a quick version.
  • treeroy
    treeroy Posts: 160 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 24 August 2020 at 3:14PM
    AdrianC said:
    To be fair, a type R is a different animal to a Granmothermobile Civic.  
    It's a Grandma Civic with a bit more power. It's no more than the quicker version of a generic hatch. Most model ranges have a quick version.
    The point is, it's a different car in terms of value. A lot of them, nice examples, sell for £4,000+ when they have over 100,000 miles. They are bought by car enthusiasts who aren't bothered as much by mileage and previous owners and dealer stamps. And its completely different from a normal Civic at this point in time when they have done all their depreciation already and prices are on the rise, which is not the case at all for the cooking Civic.
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    [shakes head in bemusement]
  • DoaM said:
    [shakes head in bemusement]
    Was it the "new" car with FSH and low miles?
    Or just the whole post  :D
  • The_Rainmaker
    The_Rainmaker Posts: 1,483 Forumite
    1,000 Posts Name Dropper Photogenic
    Did you fit those Evergreen tyres?  Did they contribute to you hitting the wall?
  • DoaM
    DoaM Posts: 11,863 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    DoaM said:
    [shakes head in bemusement]
    Was it the "new" car with FSH and low miles?
    Or just the whole post  :D
    The post that this was in relation to (by our "favourite" forum spammer) has gone ... I can't even remember exactly what it said other than it made a wildly incorrect statement about how much the OP accepted, even though the OP had already said how much they had accepted. 🙄
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