License issues with mental health problems

Dr_Crypto

OK. Fairly straightforward then. 
My money would be on 6 points + fine (100% weekly earning assuming early guilty plea, £120 deemed income if on benefits or not working) + costs (usually £85) + victim surcharge (£32). 
Unless you're carrying points already there is no ban. 
It'll be very expensive to be insured though. You've had a licence medically suspended, and driving without insurance is a serious matter. Many insurers will not touch you I'm afraid. These will drop off in time (insurers usually ask about the last 5 years). 

George_Michael

williamgriffin said:

The dvla don't employ doctors. 

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/865525/inf94-drivers-medical.pdf

Drivers Medical Group promotes road safety by deciding whether drivers who have medical conditions are fit to drive safely. To do this, DVLA employs specialist doctors to support the application of the medical standards and they are supported by administrative staff.

MinuteNoodles

Dr_Crypto said:

It’s up to the DVLA and not your doctor. The DVLA medical branch will take into account what your Dr says but are in no way bound by it. 

The DVLA medical branch are taking ages to resolve anything unless you're a vocational licence holder. I had to have my HGV medical this year and they dealt with it in a fortnight but my uncle had his licence incorrectly revoked on medical grounds, sent off a medical proving he was fit to drive as they asked three months ago and still hasn't got it back and any queries take an age to get a response.

sweetsand

MinuteNoodles said:

Dr_Crypto said:

It’s up to the DVLA and not your doctor. The DVLA medical branch will take into account what your Dr says but are in no way bound by it. 

The DVLA medical branch are taking ages to resolve anything unless you're a vocational licence holder. I had to have my HGV medical this year and they dealt with it in a fortnight but my uncle had his licence incorrectly revoked on medical grounds, sent off a medical proving he was fit to drive as they asked three months ago and still hasn't got it back and any queries take an age to get a response.

Thanks for the insight and IMO, everyone, well almost everyone is citing Covid as a reason for delays. I hope it all works out
x

Callumrayb

thanks to everyone for the replies, i think i have an idea of what im facing, not to sound selfish i hope the mitigation works out as im quite scared of what will happen, although i'm anxious im relieved its not a £5000 and a permenant ban as my anxiety always jumps to the worst place. 

AdrianC

There is such a thing as a "permanent ban", but it's vanishingly rare, and reserved for VERY serious offences.

You're looking at a decent haul of points - 3-6 for no licence, 6+ for no insurance. You say you crashed "because the car was RWD", so I'm guessing there was some... exuberent driving? Any suggestion of being charged with careless or dangerous driving? I presume you aren't within the first two years of your test pass?

Whatever points you get, whether you get a ban or not, it's going to be totally separate from your medical withdrawal of your licence. If you get to 12 points, forget any hope of arguing you should keep your licence because of exceptional hardship (to others, not you). because you don't currently have a licence.

And, yes, your insurance is going to be very, VERY expensive for some years to come. Do you really need to take CBT and get a motorbike? Would a bicycle or electric bike be an adequate alternative?

Callumrayb

AdrianC said:

There is such a thing as a "permanent ban", but it's vanishingly rare, and reserved for VERY serious offences.

You're looking at a decent haul of points - 3-6 for no licence, 6+ for no insurance. You say you crashed "because the car was RWD", so I'm guessing there was some... exuberent driving? Any suggestion of being charged with careless or dangerous driving? I presume you aren't within the first two years of your test pass?

Whatever points you get, whether you get a ban or not, it's going to be totally separate from your medical withdrawal of your licence. If you get to 12 points, forget any hope of arguing you should keep your licence because of exceptional hardship (to others, not you). because you don't currently have a licence.

And, yes, your insurance is going to be very, VERY expensive for some years to come. Do you really need to take CBT and get a motorbike? Would a bicycle or electric bike be an adequate alternative?

well the problem with an eletric bike is the longer journeys, im quite overwieght due to my medication, i also love the feeling of riding motorcycles i find it quite therapeutic. i was paying £75-80 a month for my insurance a year ago. will it be in the £100-150 mark? or even more expensive?

AdrianC

I think it's safe to say that your insurance is going to be going up a lot more than ~25% in the aftermath of a collision that results in a raft of convictions including no licence or insurance. Of course, you're not comparing like-for-like going from a 5-series to a 125cc, but...

Your best bet is to ask a passing meerkat.

George_Michael

AdrianC said:

Your best bet is to ask a passing meerkat.

I wouldn't be surprised to find that the comparison websites fail to give any quotes and that the OP will have to contact the insurance companies directly or go via a specialist broker.

Mercdriver

AdrianC said:

There is such a thing as a "permanent ban", but it's vanishingly rare, and reserved for VERY serious offences.

You're looking at a decent haul of points - 3-6 for no licence, 6+ for no insurance. You say you crashed "because the car was RWD", so I'm guessing there was some... exuberent driving? Any suggestion of being charged with careless or dangerous driving? I presume you aren't within the first two years of your test pass?

Whatever points you get, whether you get a ban or not, it's going to be totally separate from your medical withdrawal of your licence. If you get to 12 points, forget any hope of arguing you should keep your licence because of exceptional hardship (to others, not you). because you don't currently have a licence.

And, yes, your insurance is going to be very, VERY expensive for some years to come. Do you really need to take CBT and get a motorbike? Would a bicycle or electric bike be an adequate alternative?

If both offences are at the same time, I believe that they will get both fines, but only the points for the most serious.