Car vandalized in hotel car park, who pays?

Car_54

Homer_home said:

Just take it to a good bodyshop and dont bother going through your insurance cause that will cost you even more

Really? That's not how insurance works.

unforeseen

Car_54 said:

Homer_home said:

Just take it to a good bodyshop and dont bother going through your insurance cause that will cost you even more

Really? That's not how insurance works.

It is if that is how you wish to deal with it. 
Inform your insurance company for information purposes only then get it fixed yourself. 

photome

Homer_home said:

Why would the hotel be responsible for paying for damage to your car just because you parked it on their land?

If that were the case everybody would be driving onto their car park claiming there car was damaged on their land and getting them to pay for it.

The person who is responsible for paying for the damage is the person who damaged your car not a third party.

You have no recourse from the hotel unless it was the hotels staff who caused the damage and it would be futile trying.

Just take it to a good bodyshop and dont bother going through your insurance cause that will cost you even more

Op says... My car will need at least half of the body resprayed at great expense., so depending on how much the great expense is will depend on wether its cheaper to get it done themselves

Car_54

unforeseen said:

Car_54 said:

Homer_home said:

Just take it to a good bodyshop and dont bother going through your insurance cause that will cost you even more

Really? That's not how insurance works.

It is if that is how you wish to deal with it. 
Inform your insurance company for information purposes only then get it fixed yourself. 

I was responding to Homer_home, who said "dont bother going through your insurance cause that will cost you even more", which is very far from being true in every case.

sweetsand

Homer_home said:

Why would the hotel be responsible for paying for damage to your car just because you parked it on their land?

If that were the case everybody would be driving onto their car park claiming there car was damaged on their land and getting them to pay for it.

The person who is responsible for paying for the damage is the person who damaged your car not a third party.

You have no recourse from the hotel unless it was the hotels staff who caused the damage and it would be futile trying.

Just take it to a good bodyshop and dont bother going through your insurance cause that will cost you even more

Sounds harsh as i was going to say something like that but held off  - but thanks as it needed to be said
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