We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Barclaycard - change to different card process

Options
I have a Barclaycard platinum visa, but i want the reward card instead for the 0% foreign charges. Does anyone know the process on how to do the product transfer?
«1

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Contact Barclaycard and see if you are eligible.
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Usually they don’t offer a transfer. You have to close the current card then reapply for the one you want instead. 
  • They recently offered me the 'opportunity' to do a product transfer and this was offered by email with a code I would need to do it. I'm assuming from your post you haven't received such an email so as @Deleted_User suggests, contact them and see if you are eligible. 
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    I contacted them through a browser secure message - and asked whether I could transfer to the rewards card. They replied saying I was eligible - but needed to call them to instigate it. Haven’t ever been able to get through since though. 
  • block10
    block10 Posts: 220 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    Ah i tried calling today, but the call centre seemed to only be dealing with covid issues, so will try secure message.
    I dont wish to close the account and re-apply given i have 15 year account history.
  • 1882
    1882 Posts: 497 Forumite
    Part of the Furniture 100 Posts
    My Barclaycard rewards card offers both cashback and no fees for foreign spends!
  • Highland76
    Highland76 Posts: 519 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    1882 said:
    My Barclaycard rewards card offers both cashback and no fees for foreign spends!
    Don't forget free overseas cash withdrawals as well with no interest charged - provided you clear the balance in full by payment due date. Its almost unheard of for a credit card provider not to charge daily interest on cash withdrawals if you clear the balance on time. The only other I can think of was the Sainsburys CC donkeys years ago. That offered you interest free/fee free cash withdrawals both in UK and overseas provided you cleared off the statement balance in full each month.
  • 1882 said:
    My Barclaycard rewards card offers both cashback and no fees for foreign spends!
    Don't forget free overseas cash withdrawals as well with no interest charged - provided you clear the balance in full by payment due date. Its almost unheard of for a credit card provider not to charge daily interest on cash withdrawals if you clear the balance on time. The only other I can think of was the Sainsburys CC donkeys years ago. That offered you interest free/fee free cash withdrawals both in UK and overseas provided you cleared off the statement balance in full each month.
    Doesn't Nationwide member & Santander Zero offer this? I hold both cards and was sure I read something about that but can't recall exactly the wording. 

    I have Santander Select current account and always get cash in Europe that way - pay in euro and seems it's just converted with no fee or charges which I like. I used the credit card on a few meals out - granted I'll clear my balance but maybe I should read the terms lol :) 
  • Highland76
    Highland76 Posts: 519 Forumite
    500 Posts First Anniversary Photogenic Name Dropper
    1882 said:
    My Barclaycard rewards card offers both cashback and no fees for foreign spends!
    Don't forget free overseas cash withdrawals as well with no interest charged - provided you clear the balance in full by payment due date. Its almost unheard of for a credit card provider not to charge daily interest on cash withdrawals if you clear the balance on time. The only other I can think of was the Sainsburys CC donkeys years ago. That offered you interest free/fee free cash withdrawals both in UK and overseas provided you cleared off the statement balance in full each month.
    Doesn't Nationwide member & Santander Zero offer this? I hold both cards and was sure I read something about that but can't recall exactly the wording. 

    I have Santander Select current account and always get cash in Europe that way - pay in euro and seems it's just converted with no fee or charges which I like. I used the credit card on a few meals out - granted I'll clear my balance but maybe I should read the terms lol :) 
    Whilst both Nationwide Members card & Santander Zero offer commission free forex transactions, they have additional charges for cash withdrawals (both in UK & overseas). NW charge a fee of 2.5% on cash withdrawals (min £3) as well as daily interest which starts on the day you took out the cash. With Santander Zero cash withdrawals, its just the interest you pay which can be just pennies if you pay off the cash transaction very quickly. But with the Barclaycard Rewards card you don't get charged anything on overseas cash withdrawals provided you pay off the full statement balance. Almost unheard of :smile:
  • D3xt3r5L4b
    D3xt3r5L4b Posts: 1,852 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    block10 said:
    Ah i tried calling today, but the call centre seemed to only be dealing with covid issues, so will try secure message.
    I dont wish to close the account and re-apply given i have 15 year account history.
    That doesn’t matter. As it’s a new product they could still mark the current card as closed and open a new account for the new card. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.6K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.