Insurance for 17 year old

beavere38

I tried TPFT but it was actually more expensive than Fully Comp (sorry never twigged that FC meant Fully Comp). I also tried £1000 excess but that only brings the price down by £20 so false economy. I will try some other cars to see what prices we get but I think he is happy with a Fiat 500 in a "non feminine" colour - I might wrap it pink to shock him! 

DoaM

beavere38 said:

I tried TPFT but it was actually more expensive than Fully Comp (sorry never twigged that FC meant Fully Comp). I also tried £1000 excess but that only brings the price down by £20 so false economy. I will try some other cars to see what prices we get but I think he is happy with a Fiat 500 in a "non feminine" colour - I might wrap it pink to shock him! 

😁

I think that's why the insurance may be lower ... it's seen as "a girl's car" so he's less likely to rag it and get into trouble (in their eyes).

MinuteNoodles

foxy-stoat said:

These days are long gone.
17 year old in a Corsa 1.3 diesel, no ncd, licence for less than a year, unemployed, £1700
Same details on a 2.0 Ford Mondeo diesel auto = £4700

I am pretty sure you can drive a 2.0 Mondeo faster than a 1.3 Corsa so the risk would be higher,  not because more young first timers tend to buy Fiestas than Mondeos.

No they're not, it was only a few years ago. Insurance where we live is cheap as it's one of the lowest areas for crime in the country. I'm paying just £130 fully comp with just 3 years NCB on my MX5 2.0 Sport and £178 on my 2019 Ford Focus.

onlyfoolsandparking

MinuteNoodles said:

foxy-stoat said:

These days are long gone.
17 year old in a Corsa 1.3 diesel, no ncd, licence for less than a year, unemployed, £1700
Same details on a 2.0 Ford Mondeo diesel auto = £4700

I am pretty sure you can drive a 2.0 Mondeo faster than a 1.3 Corsa so the risk would be higher,  not because more young first timers tend to buy Fiestas than Mondeos.

No they're not, it was only a few years ago. Insurance where we live is cheap as it's one of the lowest areas for crime in the country. I'm paying just £130 fully comp with just 3 years NCB on my MX5 2.0 Sport and £178 on my 2019 Ford Focus.

So your paying £130 and £178 insurance AND YOUR 17!!! fantastic

DoaM

17 with 3 years NCB to boot too

chrisw

If the Fiat 500 is a bit 'girly' try a Panda or Punto as they're similar cars mechanically and even newish ones can be picked up cheaply. They're all getting a bit long in the tooth and liable to niggles but they generally rumble along well, withstand a fair bit of new driver abuse and very cheap to repair.

MinuteNoodles

onlyfoolsandparking said:

So your paying £130 and £178 insurance AND YOUR 17!!! fantastic

You seem to have some real problems with reading comprehension. May I suggest you enrole at an adult literacy class?

At no point did I say the above anywhere.

MinuteNoodles

DoaM said:

17 with 3 years NCB to boot too

Another one who has problems with reading comprehension.

DoaM

And someone seems to have had a sense of humour bypass ... and also failed to spot the sarcasm in my reply. 🙄

onlyfoolsandparking

DoaM said:

And someone seems to have had a sense of humour bypass ... and also failed to spot the sarcasm in my reply. 🙄

Maybe you could enrol in a sarcasm etiquette class, I'll have a look if one is available when I attend my adult literacy class,