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Credit Cards - adding 15 year old daughter on my card

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  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    You can actually just take out a additional authorised card under your name with Amex and MBNA, they dont actually check who its issued to as your liable for the bill.
  • The OP is very wealthy or this is a wind up.
  • Mrs_Ryan
    Mrs_Ryan Posts: 11,834 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It used to be 13 at Capital One when I worked for them, but that was a few years ago now. 
    *The RK and FF fan club* #Family*Don’t Be Bitter- Glitter!* #LotsOfLove ‘Darling you’re my blood, you have my heartbeat’ Dad 20.02.20
  • MalMonroe
    MalMonroe Posts: 5,783 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    You can actually just take out a additional authorised card under your name with Amex and MBNA, they don't actually check who its issued to as you're liable for the bill.

     No you can't.  And YES they do!!  Stop talking utter nonsense.

    MBNA site says : "Additional cardholder - you can share your credit card account and credit limit with anyone aged 18 or over, subject to status. Handy if you’d like to keep track of expenses on one card. As the main cardholder, you'll be responsible for any spending and making monthly payments."

    Amex site says :
    "Supplementary Cards can be requested for anyone aged 18 or over and are subject to approval. If approved, you will be responsible for any spending on your Account made by the Supplementary Cardmember."
    Please note - taken from the Forum Rules and amended for my own personal use (with thanks) : It is up to you to investigate, check, double-check and check yet again before you make any decisions or take any action based on any information you glean from any of my posts. Although I do carry out careful research before posting and never intend to mislead or supply out-of-date or incorrect information, please do not rely 100% on what you are reading. Verify everything in order to protect yourself as you are responsible for any action you consequently take.
  • SuperAllyB
    SuperAllyB Posts: 880 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Although I agree that all (if not, certainly most) cards require additional cardholders to be 18 nowadays,  I had an additional card on my mum's Barclaycard account in the late 80's at the age of 16/17. My parents both worked full-time and I had it to do any supermarket shopping after school. Unfortunately my mum is no longer with us to check whether it was actively permitted or DoB simply wasn't asked for - I know for a fact she wouldn't have lied though.
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