Vanguard

dbrookf

Can you tell me the difference between FTSE U.K. All Share Index Unit Trust - Accumulation AND FTSE U.K. Equity Income Index Fund - Accumulation

eskbanker

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

dbrookf

eskbanker said:

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

Thanks! Bit of a novice and read those without really seeing the difference.

Alexland

dbrookf said:

Thanks! Bit of a novice and read those without really seeing the difference.

You might find it preferable to get your equities exposure from a single global tracker fund such as the Vanguard Global All Cap rather than maintain a portfolio of individual country equity funds.

dunstonh

dbrookf said:

eskbanker said:

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

Thanks! Bit of a novice and read those without really seeing the difference.

As you are looking at single sector funds, that would indicate you are looking to build a portfolio of funds as you would not use either of those funds in isolation.   What investment strategy are you looking to follow and how do either of these funds fit with that strategy?

dbrookf

dunstonh said:

dbrookf said:

eskbanker said:

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

Thanks! Bit of a novice and read those without really seeing the difference.

As you are looking at single sector funds, that would indicate you are looking to build a portfolio of funds as you would not use either of those funds in isolation.   What investment strategy are you looking to follow and how do either of these funds fit with that strategy?

Just looking at either one of those 2 actually! Low cost FTSE...not the best thing to do??!

dbrookf

Alexland said:

dbrookf said:

Thanks! Bit of a novice and read those without really seeing the difference.

You might find it preferable to get your equities exposure from a single global tracker fund such as the Vanguard Global All Cap rather than maintain a portfolio of individual country equity funds.

Thanks...appreciate that...will take a look.

dunstonh

dbrookf said:

dunstonh said:

dbrookf said:

eskbanker said:

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

Thanks! Bit of a novice and read those without really seeing the difference.

As you are looking at single sector funds, that would indicate you are looking to build a portfolio of funds as you would not use either of those funds in isolation.   What investment strategy are you looking to follow and how do either of these funds fit with that strategy?

Just looking at either one of those 2 actually! Low cost FTSE...not the best thing to do??!

In which case, you need to do some research and learning.   Those two funds are not geared to be held in isolation.   They exist to form part of your UK allocation in your portfolio.      You would then hold other funds such as US equity, europe, asia, japan, emerging markets, gilts, bonds etc etc.  The weightings would match your strategy and risk profile.

If you go 100% into any one sector, then you are effectively hoping that sector is going to be the best every year.     UK equity income is an area that does well in part of the economic cycle but not for all of it.   UK all share is a jack of all trades, master of none but does make sense for a core UK equity holding.  However, the UK is much better in smaller and mid cap which would be better suited for your satellite allocation to UK equity.

dbrookf

dunstonh said:

dbrookf said:

dunstonh said:

dbrookf said:

eskbanker said:

The latter is oriented specifically towards income-generating stocks (i.e. dividend payers) whereas the former is more general (still within the confines of the UK obviously).  Plenty of detail on what each invests in is available at:
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-all-share-index-unit-trust-gbp-acc
https://www.vanguardinvestor.co.uk/investments/vanguard-ftse-uk-equity-income-index-fund-gbp-acc

Thanks! Bit of a novice and read those without really seeing the difference.

As you are looking at single sector funds, that would indicate you are looking to build a portfolio of funds as you would not use either of those funds in isolation.   What investment strategy are you looking to follow and how do either of these funds fit with that strategy?

Just looking at either one of those 2 actually! Low cost FTSE...not the best thing to do??!

In which case, you need to do some research and learning.   Those two funds are not geared to be held in isolation.   They exist to form part of your UK allocation in your portfolio.      You would then hold other funds such as US equity, europe, asia, japan, emerging markets, gilts, bonds etc etc.  The weightings would match your strategy and risk profile.

If you go 100% into any one sector, then you are effectively hoping that sector is going to be the best every year.     UK equity income is an area that does well in part of the economic cycle but not for all of it.   UK all share is a jack of all trades, master of none but does make sense for a core UK equity holding.  However, the UK is much better in smaller and mid cap which would be better suited for your satellite allocation to UK equity.

Thank you - will take this on board. Much appreciated.