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Which Personal Finance Software to use?

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  • cloud_dog
    cloud_dog Posts: 6,321 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    gsmh said:
    cloud_dog said:
    Really?
    I'm not aware 'they' have invented any new financial functions or capabilities that MS Money doesn't support.  If someone could port MS Money to Android then I'd go with that.

    I understand this is not a tech forum, but sometimes I'm not sure whether a user is taking the mick or being serious. If an application/program is no longer supported and developed, there is a chance the OS and/or hardware will move on and it will no longer work. 
    I do have an understanding, believe it or not, as I work in IT and my role is primarily around discovery, identifying the challenge, clearly articulating it, and in ensuring delivery of a solution that addresses those challenges. 

    The OS issue has been asked and answered previously.

    I do chuckle when people (not picking on you) post saying that they don't like the UI or UX, or that it is unsupported (in this case), or that it doesn't have a app, and therefore why would anyone use it etc etc.  I did some work for a large healthcare provider where their own technology stakeholders were pushing for an app.  What benefited the end users in the end was an editable PDF accessible across a range of hardware and technologies. 
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
  • ZeroSum
    ZeroSum Posts: 1,198 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Eco_Miser said:
    gsmh said:
     If an application/program is no longer supported and developed, there is a chance the OS and/or hardware will move on and it will no longer work. I had some amazing interactive software to reach GCSE students about flooding and flood management. It was based around Excel macros; development was ceased and as MS Office developed it left behind the functionality the macros required and one of the best flood models available simply stopped working.
    Stopped working, or only worked on old versions of the software?

    gsmh said:
     Microsoft is admittedly better at supporting legacy software, Apple has no such qualms and will cease functionality at the drop of a hat. For starters there will come a time when Windows, like macOS, goes 64bit only, which will effectively prevent a lot of older software from working. If you're happy to keep running the hardware and OS you have then there won't be a problem, but I personally wouldn't do that just to keep a finance package working. Companies do it, many banks run the most antiquated software because if it ain't broke, and all that. I understand IBM's OS/2 is still working hard in a few ATMs and support was dropped by IBM in 2006, a few years after it stopped developing the OS. Of course, any company can buy in support for almost anything but eventually systems will need upgrading and we all know how badly that can go.

    But MSMoney still works on Windows10.
    So it is not yet obsolete.
    It may stop working with Windows11, and presumably its users will then switch to AceMoney or other alternative. But that is a bridge to be crossed when they come to it.

    Personally I like opensource software, and not just for the price.

    There isn't going to be a Windows 11
    From now on its just updated versions of win10
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 12 August 2020 at 2:16PM
    cloud_dog said:
    I do chuckle when people (not picking on you) post saying that they don't like the UI or UX, or that it is unsupported (in this case), or that it doesn't have a app, and therefore why would anyone use it etc etc.  I did some work for a large healthcare provider where their own technology stakeholders were pushing for an app.  What benefited the end users in the end was an editable PDF accessible across a range of hardware and technologies. 
    I chuckle a lot at the responses some people make too (not picking on you). Those of us who have worked in IT certainly don't all think the same. The comment attributed (probably incorrectly) to Henry Ford that if you asked people what they wanted, they'd say faster horses is apt. I would go so far as to say that true innovation is achieved without customer input. Sometimes customers or end users can muddy the waters, especially when they think they know what they want, based on what their often somewhat limited experience.



  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    gsmh said:
    I would go so far as to say that true innovation is achieved without customer input. 

    WOW. What a way to put down customers.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 12 August 2020 at 3:06PM
    colsten said:
    gsmh said:
    I would go so far as to say that true innovation is achieved without customer input. 

    WOW. What a way to put down customers.
    Indeed. Steve Jobs was clearly unsuccessful. Customers usually want to retain what they know and are nervous about innovation where all that is swept away. So the adage about true innovation is absolutely true.
  • ZeroSum
    ZeroSum Posts: 1,198 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    gsmh said:
    colsten said:
    gsmh said:
    I would go so far as to say that true innovation is achieved without customer input. 

    WOW. What a way to put down customers.
    Indeed. Steve Jobs was clearly unsuccessful. Customers usually want to retain what they know and are nervous about innovation where all that is swept away. So the adage about true innovation is absolutely true.
    What innovation did Steve jobs do?
    Most of it was just plagiarised from others & then re-marketed in a shiny new box
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    gsmh said:
    colsten said:
    gsmh said:
    I would go so far as to say that true innovation is achieved without customer input. 

    WOW. What a way to put down customers.
    Indeed. Steve Jobs was clearly unsuccessful. Customers usually want to retain what they know and are nervous about innovation where all that is swept away. So the adage about true innovation is absolutely true.
    Chor. You must think customers are mugs, only good for spending money on what they're being fed by clever dicks.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I'm genuinely shocked! I am clearly in a group of most un-likeminded people. No wonder most of my posts garner rather caustic reactions! Maybe it's the age of users here? I have no idea how old you guys are, but you sure come over as pretty ancient - there's nothing wrong with being pretty ancient, of course!
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Thank goodness we aren't all the same.
  • gsmh
    gsmh Posts: 640 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Absolutely! The trouble is, most on here with large numbers of posts do appear to be the same. It does feel sometimes I'm talking to the Stepford Wives!
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