Ex wants money-entitled?

galloway22

Hi, hoping for some advice. 

When my now ex partner moved in she insisted on paying off my credit card (£4500)  in lieu of contributing To bills, mortgage etc for 18 months (worked out at approx £300 per month). After the 18months the household costs would then be split evenly. 

5 months later she says that based on the total monthly household bills she wants me to give her £1500 as she thinks she paid too much over the 18months as the bills only come to about £525 a month. 

I never wanted this agreement to start with, didn’t want her to contribute at all and we never signed anything.
Is she entitled to this money and do I have to give it to her? It’s a figure I don’t have and haven’t saved for so can’t just make it appear. 
Please help, this has stressed me out so much!! 

sweetsand

galloway22 said:

Hi, hoping for some advice. 

When my now ex partner moved in she insisted on paying off my credit card (£4500)  in lieu of contributing To bills, mortgage etc for 18 months (worked out at approx £300 per month). After the 18months the household costs would then be split evenly. 

5 months later she says that based on the total monthly household bills she wants me to give her £1500 as she thinks she paid too much over the 18months as the bills only come to about £525 a month. 

I never wanted this agreement to start with, didn’t want her to contribute at all and we never signed anything.
Is she entitled to this money and do I have to give it to her? It’s a figure I don’t have and haven’t saved for so can’t just make it appear. 
Please help, this has stressed me out so much!! 

A couple of points. The "bills "may go in the winter so consider that. Other than that, you should have looked at the previous 12 months bank statements which covers all of your outgoings etc and that of your other credits you used and come to a fair calculation.

TBH, moving in paying off your debts in that way is not a good start and she may feel you are again spending more than you can afford.

I am on her side.

sweetsand

Btw, wheterh you can or can not make it just appear as you put it - make a decent arrangement with her to pay off a reasoanble amount a month and all of it off within 5/6 months.

You work I guess, why not do extra work, overtime, etc as you own her the money and pay her and sleep in peace at nights.

I hate feeble excuse  where people own others money.

nicechap

galloway22 said:

Hi, hoping for some advice. 

When my now ex partner moved in she insisted on paying off my credit card (£4500)  in lieu of contributing To bills, mortgage etc for 18 months (worked out at approx £300 per month). After the 18months the household costs would then be split evenly. 

5 months later she says that based on the total monthly household bills she wants me to give her £1500 as she thinks she paid too much over the 18months as the bills only come to about £525 a month. 

I never wanted this agreement to start with, didn’t want her to contribute at all and we never signed anything.
Is she entitled to this money and do I have to give it to her? It’s a figure I don’t have and haven’t saved for so can’t just make it appear. 
Please help, this has stressed me out so much!! 

If what you have posted is the truth, she should have been paying half for the last 5 months (£525/2 = £262.5). If she has been paying £300 for last 5 months the overpayment is £187.50  (5x £37.5).  If she thinks it should also apply to first 18 months I'll let you do the sum but it's not what was agreed according to your post.  Maybe you need to work out what sort of relationship you have after setting out and agreeing all the income and expenditure.

galloway22

My question is whether or not I owe her this money. 

When she moved in I didn’t want to take any money from her. My lodger at the time was paying £300 a month in lodgings which is where she got the figure from. 
Now that the relationship is over and she moved out, can she reasonably ask for this money back. 

And no, I working overtime is not an option. My current credits/finances are non of her concern as we have been apart for 5 months now. 

Hope that clarifies things. 

nicechap

galloway22 said:

My question is whether or not I owe her this money. 

When she moved in I didn’t want to take any money from her. My lodger at the time was paying £300 a month in lodgings which is where she got the figure from. 
Now that the relationship is over and she moved out, can she reasonably ask for this money back. 

And no, I working overtime is not an option. My current credits/finances are non of her concern as we have been apart for 5 months now. 

Hope that clarifies things. 

It would have been helpful if you'd included this info in the original post. 

I presume there is no record of why she paid your £4500 credit card bill, in which case she would have great trouble taking you to small claims court and persuading judge, same goes for the 5 months she paid lodgings. If you're really worried go to CItizens advice or see a lawyer, many do free 15/ 30 minute initial consultations, and can provide you with a legal opinion that random posters on the internet can't.

Sea_Shell

Sorry if I've misunderstood.

Did she effectively give you £4500 in return for free board and lodgings for 18 months?

You've then split up before then, so she feels she hasn't had her "monies worth" out of the deal?

If there's no paperwork surrounding this "deal" then it sounds like hard cheese and she made a bad choice in paying off your CC.

If you feel like you should pay her something, morally, then only you can decide how much.   But legally, I can't see any demand would stick, but then IANOL!

galloway22

Yip, That’s correct @Sea_Shell. She lived with me for 18months and the agreement she made was for 18 months. there was somehow a £65 Difference that I paid her a couple of days after we broke up At her request to effectively pay the balance off. 

We broke up in March and today she has decided that she hasn’t got her monies worth and wants £1500. 

Is a verbal agreement binding? (I’m in Scotland)  I’m wondering if she can threaten a small claims court which is also going to be expensive 

time2getalife

I read it that she paid this for 18 mths then the relationship ended, and it is now 5 months after they split up that she is requesting the £1500 to be paid back but I could be wrong. 

Sea_Shell

galloway22 said:

Yip, That’s correct @Sea_Shell. She lived with me for 18months and the agreement she made was for 18 months. there was somehow a £65 Difference that I paid her a couple of days after we broke up At her request to effectively pay the balance off. 

We broke up in March and today she has decided that she hasn’t got her monies worth and wants £1500. 

Is a verbal agreement binding? (I’m in Scotland)  I’m wondering if she can threaten a small claims court which is also going to be expensive 

Sounds like a load of sour grapes to me if it's taken since March to bring it up.

I'd be telling her to take a running jump and run the risk of her taking it further.

Better still, don't communicate with her at all.  Just say no, and leave it at that.

warby68

£4500 over 18m is £250 pm 
£250 is less than half of £525
What is her argument again?
Where does £300 pm come from?
If you didn't actually want the deal or for a contribution to bills at all, then why did you take £4500 in the first place?
If she thinks she's overpaid and you didn't want it anyway then some compromise to her does sound 'right' although it won't be an obligation.
You did very well if you didn't want anything from her but actually got your £4500 paid off. Maybe time to return the favour in a smaller way and £1500 is a lot smaller than £4500. Even if you have to borrow it you are still £3000 better off than you expected to be when you started living together.