Starling Euro Bank Account

mustardseed6

Is it a good idea to just open the Starling bank account, just to get the Starling Euro account and euro debit card functionality?  I don't intend to use the account as my main account but only when I go on holiday to Europe next year, hopefully.  Would Starling make it dormant due to lack of use?  I have a Halifax Clarity card already.

pramsay13

I opened one as I thought it would be useful but haven't used it yet and not sure when I will, if ever.
A few weeks ago I was in Ireland but still used my GBP Starling account for transactions in Euros. 

Neil49

Personally I would just open a Starling account in £ and use that when overseas.

A euro account would be useful if, for example, you had a property abroad or intended to live overseas for a considerable time, but if you are only looking for one to use during a typical 2 week holiday then just use a Starling £ account or something similar. 

eDicky

The Starling debit card will convert your pounds at the ideal daily MasterCard rate without fees when you use the card, in the same way as your Clarity card.

So if you're happy with that, for occasional holiday use there's no need to open the euro account, unless you want to attempt exchanging in advance when rates are favourable and/or hold some euros safely.

missile

Hi, Hopefully I shall be visiting Spain for 7 weeks starting in September. I have Starling UK, Euro accounts. I note there is a 0.4% transaction fee to exchange. Is the smart advice still to keep funds in £ and get daily exchange rate for payments using the card?