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Eligablity for help to buy Lifetime ISA scheme having previously been named on a mortgage.

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Hi forumites! I have a question regarding lifetime ISAs help-to-buy scheme.
I'm in a slightly odd position of having been named on a mortgage, although never having actually paid towards it nor being named on the house deed. Does anyone know if this would automatically exclude me from the first time buyer help to buy schemes, or if I would still be able to make use of these? 
any help would be greatly appreciated.

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  • tibbles209
    tibbles209 Posts: 169 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 2 August 2020 at 6:59PM
    That is a very odd position. Could you explain exactly what happened? What you you mean 'named' on a mortgage? Do you mean you were a mortgage debtor? If so, why did you take the mortgage out, if not to purchase a house? 
    If you have never owned an interest in a property or land, in the UK or overseas, then you would qualify to use a LISA for a house purchase (assuming you also meet the other criteria).
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