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Savings and ESA

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Bluewater3Bluewater3 Forumite
1 posts
MoneySaving Newbie
I get ESA and my savings are going to drop down BELOW £16k soon, do I have to inform the DWP of this when it happens? Until I am unable to manage I would rather somebody who really needs help to get it.
Would I be breaking any law by not telling the DWP of this?


  • TELLIT01TELLIT01 Forumite
    9.7K posts
    Sixth Anniversary 1,000 Posts Name Dropper PPI Party Pooper
    Presumably you mean you are getting NI credits on your ESA claim.  There is absolutely no point in not advising them when your savings drop below £16k.  You will not be stopping anybody else from receiving benefit by informing them.
  • KatrinaWavesKatrinaWaves Forumite
    2.1K posts
    1,000 Posts Name Dropper First Anniversary
    If you already get ESA with those savings you must be on contribution based, so your change to savings wont affect it.

    I am not really sure what you are asking, as the later part of your post implies you dont claim benefits, as you are managing and want someone else to get it?

    No one can force you to claim benefits, its not against the law to not claim benefits.
  • calcotticalcotti Forumite
    8.9K posts
    Tenth Anniversary 1,000 Posts Name Dropper
    If you are getting contribution based ESA and your savings drop you can ask to be reassessed to get an income based top up but it would be sensible to see if you would get anything before going to the effort of asking.
    If you get new style ESA this is not applicable as it is only a contributions based benefit anyway.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
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