We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

3 bed but has 4 beds

24

Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 July 2020 at 11:43AM
    Unless it's been done very recently (and it doesn't look like it) not really a problem from a building regulations enforcement point of view. It is what it is - as long as structurally it's fine and you're happy with insulation / headroom etc then you can view it as a bedroom if you want. Some agents are just paranoid about loft conversions. As far as fire safety is concerned it at least seems to have a door at the bottom of the stairs and on the attic landing, the hazardous conversions are where there's just an open stair leading straight from the main landing into the attic room. 
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    davidmcn said:
    Unless it's been done very recently (and it doesn't look like it) not really a problem from a building regulations enforcement point of view. It is what it is - as long as structurally it's fine and you're happy with insulation / headroom etc then you can view it as a bedroom if you want. Some agents are just paranoid about loft conversions. As far as fire safety is concerned it at least seems to have a door at the bottom of the stairs and on the attic landing, the hazardous conversions are where there's just an open stair leading straight from the main landing into the attic room. 
    When I was a kid in the 70s, my parents converted the attic into my bedroom. Knowing them, it would have had all the paperwork needed - and there was certainly no issue selling it c.1980.

    There was no door, not even fixed stairs - just a retractable loft ladder.
  • steve866
    steve866 Posts: 543 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    I saw a property described similarly recently. The loft room didn’t have building regs and couldn’t be advertised as a bedroom. It’s quite common. I believe you can buy an insurance indemnity as the point of purchasing to cover the very very small risk that the council enforce the room is converted to meet building regs.
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    No 96
    First stop the planning portal.

    handy map interface to see whats been going on around there 
    https://www.stoke.gov.uk/homepage/90/search_planning_applications
    https://planning.stoke.gov.uk/online-applications/search.do?action=property&type=custom
    96 BIDDULPH ROAD CHELL ST6 6TB
    nothing.





  • couriervanman
    couriervanman Posts: 1,667 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    I don't know the area but love the house its has lots of character and as others have said shouldn't be a problem if conversion was done years ago 
  • I don't know the area but love the house its has lots of character and as others have said shouldn't be a problem if conversion was done years ago 
    Having been a casual observer of topics such as this I am still none the wiser as to how the council will know when the space has been converted.
    In that particular advertisement the estate agent has clearly been careful to advertise it as an attic room, but if the vendor was to insist that the room has been a bedroom for the past 50 years, who would be in a position to say otherwise?
  • SameOldRoundabout
    SameOldRoundabout Posts: 593 Forumite
    500 Posts Third Anniversary Name Dropper
    edited 25 July 2020 at 12:25PM
    I would say the loft was originally a room given the (what appears to be) original bannister up there. The stairs however are in another bedroom which I suspect is the one that can not be called a bedroom. 

    Edited as I see the description says 3 + loft. Odd. The stair case may be particularly steep therefore can’t be counted, but I would not call it a 4 bed anyway if the stairs are accessed via another room! Who wants a sibling going through their room to bed every night. 
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The stairs however are in another bedroom 
    They're not, there's a door between the stairs and that bedroom. 
  • UnderOffer
    UnderOffer Posts: 815 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    My friend viewed a 3 bedroom which had the additional attic conversion with bed in it to make it a 4, no paperwork for conversion. House advertised as 3, particulars stated 3, artic room referred to as storage area. They made offer, bank surveyor valued at £0 and turned down mortgage. They approached another bank and mentioned previous decline and was advised to seek another property. 
    I never understand why vendors, wake up, decide to convert or add a room and don’t follow the required planning/building consents, leaving their home difficult to sell. 
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bank surveyor valued at £0 and turned down mortgage. 
    That suggests there was something more significantly wrong than merely a lack of paperwork (and generally surveyors leave it to the solicitors to figure out whether consents exist or not). 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.