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Student loans and pensions

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Comments

  • I hope I'm replying right!
    Lending stream was may 11 to Jan 13
    Wonga June 09 to Dec 12
    Payday uk and express 2011 to 2013.
    I'm currently waiting on bank statements and gathering up info as best as possible if I have to go to fos
  • Neo187
    Neo187 Posts: 284 Forumite
    Eighth Anniversary 100 Posts
    QQ paid out yesterday, got £2,300 back, and expecting Wongas £5,000 next week, so altogether will be having close to £9,000 back in the space of 2 months, money i never dreamed I'd see again!
    Started comping: September 2013
    Wins so far: Cunard QM2 Cruise, X Factor final tickets, £1,000 Team build day, Dinner at the Ritz with Rolls Royce limo
    :D:j:T
  • woody53 wrote: »
    As I said before I always paid them on time, its the fact I had to keep re loaning from each company the day after I had paid them back and in other instances roll the loans over multiple times, one which was rolled over 20 times......I always had to borrow from one to pay another.
    Some people are quick to judge and give all these high and mighty comments.....again I will say if these companies did nothing wrong why would the pay me and many others back, they dont make huge profits by giving free money away there is always a reason.



    Excuse my lack of understanding. How do you make the claim.
    I have borrowed regularly from PD loan companies for the last few years. Sometimes extending the loan, inceasing the loan, paying off and borrowing again within a month.
    What steps do I need to take?


    Thank you
  • Neo187
    Neo187 Posts: 284 Forumite
    Eighth Anniversary 100 Posts
    Neo187 wrote: »
    QQ paid out yesterday, got £2,300 back, and expecting Wongas £5,000 next week, so altogether will be having close to £9,000 back in the space of 2 months, money i never dreamed I'd see again!

    And just received an offer from Paydayexpress of £2,300! Lovely
    Started comping: September 2013
    Wins so far: Cunard QM2 Cruise, X Factor final tickets, £1,000 Team build day, Dinner at the Ritz with Rolls Royce limo
    :D:j:T
  • Neo187 wrote: »
    And just received an offer from Paydayexpress of £2,300! Lovely

    That's amazing. Did you have to go though FOS for this? How long did it take from initial complaint?
  • Here's my update as I'm 2 days away from the 8 weeks being up:

    Small refunds received from Peachy and Ferratum. Total interest paid to Peachy £19, refund received £9. Total interest paid to Ferratum £94, refund received £50.

    My complaints have been rejected by PayDayUK, !!!!!!!!!!!!!, WageDayAdvance, Cashfloat and Wonga. These have been forwarded to FOS.

    Still waiting for final response from Sunny, Pounds to Pocket and Satsuma.
  • For some reason !!!!!!!!!!!!! has ben changed to !!!!!!!! in my message?
  • Anyone who went to FOS, how long did they take to get back to you? I have had letters confirming they have asked the companies for their side so looking for an idea how long from that point?
    Debt Free Journey
    6th April 2021 - first steps taken to becoming debt free with StepChange help

  • Currently have the FOS looking into my complaint against Wage Day Advance who amazingly rejected my complaint, hopefully get a positive outcome. Anyone been succesful against them yet?
  • Has anyone recieved a refund after not sending them bank statements? Ive had 2 requesting bank statements but not sure how this would help?
    Thanks
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