We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

£35 to cancel car policy that never started

2»

Comments

  • Flatulentoldgoat
    Flatulentoldgoat Posts: 304 Forumite
    100 Posts First Anniversary Name Dropper
    edited 22 October 2020 at 9:40AM
    Got my money back! The broker called time and decided to settle rather than have the issue get dragged out to the ombudsman.
  • dunstonh
    dunstonh Posts: 120,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Got my money back! The broker called time and decided to settle rather than have the issue get dragged out to the ombudsman.
    You got lucky and its a result for you.  However, be more careful next time.   Entering into a contract has consequences and should not be taken lightly.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Flatulentoldgoat
    Flatulentoldgoat Posts: 304 Forumite
    100 Posts First Anniversary Name Dropper
    edited 22 October 2020 at 2:18PM
    Weighty1 said:
    Got my money back! The broker called time and decided to settle rather than have the issue get dragged out to the ombudsman.
    This smacks of a "look how clever I am!" post.
    The reality is that it costs money for a broker to be dragged through FOS proceedings and you weren't worth their time. 
    This smacks of a "look how much of a troll I am" post.
    Someone fights their corner and wins, and swoop down like a seagull who's spotted chips to crap all over them because he can't take a peck. Well done, you must be wonderful at parties.

  • bradders1983
    bradders1983 Posts: 5,684 Forumite
    1,000 Posts Third Anniversary Name Dropper
    You didnt have a leg to stand on tbh, you got very lucky they couldnt be arsed taking it further. Hopefully you wont repeat the issue again as lightning may not strike twice.
  • dunstonh
    dunstonh Posts: 120,413 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Weighty1 said:
    Got my money back! The broker called time and decided to settle rather than have the issue get dragged out to the ombudsman.
    This smacks of a "look how clever I am!" post.
    The reality is that it costs money for a broker to be dragged through FOS proceedings and you weren't worth their time. 
    This smacks of a "look how much of a troll I am" post.
    Someone fights their corner and wins, and swoop down like a seagull who's spotted chips to crap all over them because he can't take a peck. Well done, you must be wonderful at parties.

    You got lucky.  Its not a case of fighting your corner because of an injustice.   You made a mistake.  The FOS would not have sided with you.   They have just done it because its cheaper to close the case rather than argue the toss.     Not dissimilar to a compensation chaser going for an amount they know the firm is more likely to settle than argue.   
    So, one would think you would be a  bit more magnanimous and less abrasive.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • csgohan4
    csgohan4 Posts: 10,600 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper Photogenic
    Weighty1 said:
    Got my money back! The broker called time and decided to settle rather than have the issue get dragged out to the ombudsman.
    This smacks of a "look how clever I am!" post.
    The reality is that it costs money for a broker to be dragged through FOS proceedings and you weren't worth their time. 
    This smacks of a "look how much of a troll I am" post.
    Someone fights their corner and wins, and swoop down like a seagull who's spotted chips to crap all over them because he can't take a peck. Well done, you must be wonderful at parties.

    Smacks of 'can't be Ar$ed' to read the T+C and research the company.'

    OP you got lucky, May I suggest you look into things in more detail before you buy. If it was a mortgage, you won't be able to  cry mis sold. 

    You might not get lucky twice
    "It is prudent when shopping for something important, not to limit yourself to Pound land/Estate Agents"

    G_M/ Bowlhead99 RIP
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.