Daughter & her boyfriend moving into their first home together - benefit help & advice needed please

Emmia

Personally I think that if they are relying on the benefits system to pay the rent etc., they can't really afford to move in together and I'm not sure why the tax payer should fund this?

They should really wait until they can afford to pay for this themselves via income as a result of having a job - I realise this might be an old fashioned viewpoint though.

silvercar

It may be that the boyfriend is renting anyway and using his student loan/ grant to pay rent; that is what most students do. Living together may be cheaper especially as the girlfriend comes with child benefit entitlement and possibly CTC if he is working alongside studying.

Emmia

silvercar said:

It may be that the boyfriend is renting anyway and using his student loan/ grant to pay rent; that is what most students do. Living together may be cheaper especially as the girlfriend comes with child benefit entitlement and possibly CTC if he is working alongside studying.

One thing to consider though is that if she is working and he is still studying, she'll be liable for council tax on the property. 

freesha

Emmia said:

Personally I think that if they are relying on the benefits system to pay the rent etc., they can't really afford to move in together and I'm not sure why the tax payer should fund this?

They should really wait until they can afford to pay for this themselves via income as a result of having a job - I realise this might be an old fashioned viewpoint though.

Quite. They should stay at home until earning enough to support themselves in their own house.

ToxicWomble

They probably can’t afford to support themselves and shouldn’t be expecting others to either.

silvercar

At the moment the girlfriend is being supported by the child benefit and CTC that are paid to the mother. If she moves in with her boyfriend she will be supported by him receiving child benefit and possible CTC. There is no difference in the amount of state support that is being paid out for the daughter/ girlfriend, in fact it may be less if she were to move out of the family home.
The boyfriend we can assume lives off student loan/ grants and possibly a part time job, this is no different to many many other students.
 

MalMonroe

Help_Seeker_20 said:

Hi. All,

Appologies in advance for the length of this post.

My 18 year old daughter currently lives at home with me (I receive Child Benefit and Child Tax Credit for her) - she is on a local council traing scheme and receives £30 a week from that sceme.  She has to do a second part of that course too (money should raise to £50 per week whilst she is on her training scheme).

My daughter's boyfriend is a University Student and receives a Uni Grant.  They have been steady for quite some time and are going to move in to and start their new life together.  My daughter wants to continue training and wants to start work after it, she is not interested in staying on benefits. 

So it is me asking this... could anyone tell me what benefit she would be entitled to claim whilst she lives with her boyfriend please?  And how to apply for it during this Covid-19 epidemic?   Would she be entitled to help with the cost of Rent and Council Tax too please?  (They will be private renting).

Thank you in advance for your replies, help and advice. 

I hate to be rude but if your daughter is in approved training - as you say she is - and you are still receiving child benefit and child tax credit for her - as you say you are, then I don't think she is allowed to be earning a salary. You need to contact your benefits office and discuss this with them. It's all in this web page : https://!!!!!!/3jaPYKb.
You may have to repay some of the benefits you've been claiming that you are no longer entitled to.

And if I were her, I really wouldn't be thinking of moving in with my boyfriend. They sound very immature and they don't earn enough half enough money to sustain two people. Aside from the fact that they really are very young to be committing to a relationship, the pair of them would be far better off waiting until they are qualified and earning sensible money. They won't be considered for private renting by anyone right now mostly because most private landlords won't touch people on benefits with any kind of pole, bargepole included. Nor those on student loans/grants. I'm not trying to be negative, just realistic, and I've been there, done all these things. When you're a student you are very poor indeed, that's the way it's always been. 

MalMonroe

silvercar said:

It may be that the boyfriend is renting anyway and using his student loan/ grant to pay rent; that is what most students do. Living together may be cheaper especially as the girlfriend comes with child benefit entitlement and possibly CTC if he is working alongside studying.

Girlfriend isn't entitled to that child benefit though. She's earning and she's 18 and isn't allowed to claim child benefit anymore. Because she isn't a child.

MalMonroe

silvercar said:

At the moment the girlfriend is being supported by the child benefit and CTC that are paid to the mother. If she moves in with her boyfriend she will be supported by him receiving child benefit and possible CTC. There is no difference in the amount of state support that is being paid out for the daughter/ girlfriend, in fact it may be less if she were to move out of the family home.
The boyfriend we can assume lives off student loan/ grants and possibly a part time job, this is no different to many many other students.
 

What nonsense. You obviously don't know the benefits system in this country. Child benefits end when you're 16, unless you're in approved training. But if you are in approved training you're not allowed to earn anything. This girl is earning AND still claiming benefits, which is fraud. Her mother needs to contact the benefits office ASAP and may even have to repay some benefits. It's not actually the girl's money anyway, it's her parents so they can keep her. But they're not entitled any more.

MalMonroe

Emmia said:

Personally I think that if they are relying on the benefits system to pay the rent etc., they can't really afford to move in together and I'm not sure why the tax payer should fund this?

They should really wait until they can afford to pay for this themselves via income as a result of having a job - I realise this might be an old fashioned viewpoint though.

You've got the right idea, old fashioned though it may be. And nobody in this family is entitled to those benefits - the taxpayer is funding those at the moment!!