Debt recovery plus

beamerguy

Le_Kirk said:

If that letter from CST Law is a pucker letter before/of claim then it will be followed by a claim form (N1) from Northampton CCBC and at that point (well a couple of small steps later) you will submit a defence.  The process is explained in the NEWBIE sticky.

I never disagree with you Le-Kirk ...... but if CST follow through with their crap, they will have to be very selective given the sheer amount of LBA's they will have sent out.
CST are simply not competent enough to understand what they are doing and are fools to think a court will bow down to a scam.  It is a WONGA operation all over again

lilycat2020

Thanks for explaining that snakes _belly 🙂 

lilycat2020

I just noticed the reply from beamerguy. Thanks for replying. I recall wonga being a finance company who were closed down for their unlawful practices.  Hopefully cst law, debt recovery plus and smart parking will be closed too!

beamerguy

lilycat2020 said:

I just noticed the reply from beamerguy. Thanks for replying. I recall wonga being a finance company who were closed down for their unlawful practices.  Hopefully cst law, debt recovery plus and smart parking will be closed too!

Wonga were closed and fined because they misled their customers sending out letters as fake solicitors .... a solicitors letter would scare people .... those solicitors did not exist

CST, whilst are real legals, they are using that status to scare people and then asking people to pay DRP  who are NOT entitled to any money as a parking charge debt does not belong to them.

As an example, if you owed a bank money, sooner or later they might assign it to a debt collection agency who buys the debt for X amount in the pound.
The bank must advise you of the debt assignment and debt collectors must also advise you that they purchased the debt.

None of this is applicable in the parking industry because parking companies cannot sell or assign their debt.
This is why we say to ignore DRP and the other cronies who pop up.

CST are grossly misleading people telling them to pay money to DRP who have nothing whatsoever to do with a debt and are simple leeches.   DRP are associated to CST

This is why CST must be reported to the FCA for investigation and the SRA

Curlyben

beamerguy said:

As an example, if you owed a bank money, sooner or later they might assign it to a debt collection agency who buys the debt for X amount in the pound.

The bank must advise you of the debt assignment and debt collectors must also advise you that they purchased the debt.

None of this is applicable in the parking industry because parking companies cannot sell or assign their debt.
This is why we say to ignore DRP and the other cronies who pop up.

This is dealt with by the Law of Property 1925 Section 136 Legal assignments of things in action.
The same can be said of PPC claims, although they would have difficulty proving that the underlying contract was actually valid.
Many DCAs come unstuck when challenged on the assignment as there are strict requirements that tend to get over looked..
Most claim that the standard Goodbye/Hello letters satisfy these requirements, but as BOTH tend to come from the DCA, even in the same envelope, they are in no way valid, as the initial letter must come from the original creditor or assignee.

Snakes_Belly

They do make their letters look like that the debt has been assigned. When DRP switch to Zenith the Zenith letters give the appearance of being assigned which as we know they are not allowed to assign debts to another collection agent. As they are the same set up you have to ask why would they do this? I can only assume that it is to intimidate the recipient of their letters.

If regulated they would not be able to use multiple debt collection agents.

There are two points that the new CoP needs to introduce.

1. Regulate the debt collection agents.
2. Start the debt collection process later after the debt has been proved in court.

That would get rid of the majority of these bottom feeders.

 

lilycat2020

Hello and thank you beamerguy, snakes _belly and curlyben... all this information you've been kind enough to share is a real eyeopener. 
Such crooks robbing in the light of day! 
Beamerguy, please excuse my ignorance but who are CSA? I'm aware that the SRA are the solicitors regulation authority . 

Thank you once again. 

beamerguy

lilycat2020 said:

Beamerguy, please excuse my ignorance but who are CSA? I'm aware that the SRA are the solicitors regulation authority . 

Thank you once again. 

Sorry should have said FCA  ,, The Financial Conduct Authority
https://www.fca.org.uk/

lilycat2020

Dear All
I've typed out my SAR and email to Cst law in accordance with the advice on page 2. 
I haven't sent the emails yet as I'm not sure whether I should include my signature. 
Would it be ok to use my signature or should I just print my name?
Thank you for any guidance it will be much appreciated. 

lilycat2020

Thanks for getting back to me and clarifying that beamerguy. 👍🏻