Denied Business Account because I reside in England?!?!

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  • colsten
    colsten Posts: 17,597 Forumite
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    edited 16 July 2020 at 8:37AM
    EarthBoy said:
    colsten said:
    It might make you feel better, OP, to learn that RBS are also now turning down applications for personal accounts from people living in England.
    Are you sure that's correct? They still have some branches in England so they must still want customers in England, unless they plan to close those branches. 
    Their website just says you must be a UK resident. 
    It's what a friend who lives in England told me he was told when he applied last week. I know RBS still have English branches - there are two within 10 miles of where I live. I think this might be a temporary thing now, as the RBS brand is set to disappear altogether: https://www.marketingweek.com/rbs-rebrand-natwest-group-cmo-david-wheldon-retires/
  • wmb194
    wmb194 Posts: 4,672 Forumite
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    edited 16 July 2020 at 8:46AM
    I live in southern England and last week applied and was accepted for an RBS current account. The debit card and internet login customer number arrived yesterday so it still feels like it's going to happen... I've never had any type of account with RBS before but I am an existing NatWest customer. 
  • EarthBoy
    EarthBoy Posts: 3,177 Forumite
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    colsten said:
    EarthBoy said:
    colsten said:
    It might make you feel better, OP, to learn that RBS are also now turning down applications for personal accounts from people living in England.
    Are you sure that's correct? They still have some branches in England so they must still want customers in England, unless they plan to close those branches. 
    Their website just says you must be a UK resident. 
    It's what a friend who lives in England told me he was told when he applied last week. I know RBS still have English branches - there are two within 10 miles of where I live. I think this might be a temporary thing now, as the RBS brand is set to disappear altogether: https://www.marketingweek.com/rbs-rebrand-natwest-group-cmo-david-wheldon-retires/
    RBS as a brand is set to disappear, not Royal Bank of Scotland; they're just changing back to the full name, instead of the three letters. The name over my local branch, which just said RBS for years, has been changed to Royal Bank of Scotland.
  • dunstonh
    dunstonh Posts: 119,286 Forumite
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    dahj said:
    dunstonh said:
    Natwest have split the banking group so RBS covers Scotland and Natwest covers England & Wales.
    I was denied due to the fact that I lived in England!!! Is this a thing??

    One of the downsides of increasing devolution and having a brand that is high profile within Scotland.


    What has UK devolution got to do with banking? 
    Lots of things are being affected indirectly due to devolution.    Not all of it has to do with laws but with sentiment and political pressure and behaviour of the separatists.  The more things become devolved, the greater the splits become in wider areas than intended.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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