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Claiming UC housing element while working

2

Comments

  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 July 2020 at 6:09PM
    Are the earnings of £23,500 net or gross?
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • bevnhayley
    bevnhayley Posts: 19 Forumite
    Second Anniversary 10 Posts
    I put in all the details and got a figure of £579.81 
  • poppy12345
    poppy12345 Posts: 18,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    bevnhayley said:
    I put in all the details and got a figure of £579.81 

    Please answer the question that calcotti asked, are your earnings of £23,500 net or gross?
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 11 July 2020 at 9:03PM
    bevnhayley said:
    I put in all the details and got a figure of £579.81 
    Which may or may not be correct depending on your circumstances. Provided you entered the information correctly the answer should be correct. I always suggest using more than one calculator to see if you get the same answer
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • bevnhayley
    bevnhayley Posts: 19 Forumite
    Second Anniversary 10 Posts
    poppy12345 said:
    bevnhayley said:
    I put in all the details and got a figure of £579.81 

    Please answer the question that calcotti asked, are your earnings of £23,500 net or gross?
    Sorry missed that question 23,500 is gross
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 13 July 2020 at 10:49AM
    Maximum UC = standard allowance £409.89 plus housing element £1,246.57 (£287.67/week) = £1,656.46.
    Monthly earnings (net) say £1626. Earnings deduction = £1626  x 0.63 = £1,024.38.
    UC payable = £1,656.46 - £1,008 = £632.08
    This figure currently includes an extra £90 approx due to coronavirus which is scheduled to end in April next year.
    Amend the monthly earnings figure as necessary to reflect your circumstances. Net earnings take into account income tax, NI and pension contributions but not student loan repayments.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • bevnhayley
    bevnhayley Posts: 19 Forumite
    Second Anniversary 10 Posts
    Thank you and poppy12345 for your help and information 
  • bevnhayley
    bevnhayley Posts: 19 Forumite
    Second Anniversary 10 Posts
    hi i seem to be a bit stuck, so i am living with various friends at the moment so no fixed address, and my daughter is staying with her grandparents temporarily.  i am finding it difficult to rent a property because of this and the fact i don’t have a guarantor because i have been advices they need to be a home owner and earn £53,000.  if i rent and put my now 18 year old daughter on the rental agreement her amount she earns working part time makes renting affordable without the need of a guarantor, but would i still be able to make a UC claim as i will be paying the whole rent.
  • calcotti
    calcotti Posts: 15,696 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 24 August 2020 at 8:59PM
    bevnhayley said:
    hi i seem to be a bit stuck, so i am living with various friends at the moment so no fixed address, and my daughter is staying with her grandparents temporarily.  i am finding it difficult to rent a property because of this and the fact i don’t have a guarantor because i have been advices they need to be a home owner and earn £53,000.  if i rent and put my now 18 year old daughter on the rental agreement her amount she earns working part time makes renting affordable without the need of a guarantor, but would i still be able to make a UC claim as i will be paying the whole rent.
    If your daughter is named as joint tenant on the rental agreement then you will probably only be treated as liable for half the rent when calculating any UC entitlement. Will she be living with you and what is her situation re work/benefits/studying?
    The guarantor requirements you quote seem excessive.
    Information I post is for England unless otherwise stated. Some rules may be different in other parts of UK.
  • bevnhayley
    bevnhayley Posts: 19 Forumite
    Second Anniversary 10 Posts
    my daughter works 20 hours a week and get ld just over £800 per month, the guarantor requirements which i thought were excessive too have been quoted by two different letting agents 
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