We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

What's your best paying bank savings rate at the moment, excluding reg savers?

135

Comments

  • kaMelo
    kaMelo Posts: 2,885 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Aldermore 3yrs at 2.40%  matures Feb 2022, also a 2 year fix matures Feb 2021 at 2.35%.
    I thought the 3 year rate was a bit rubbish to be honest and nearly didn't do it.
    I definitely thought the four and five year rates were not worth it. (I think they were 2.45% and 2.5% respectively) 
    Oh well  :neutral:
  • badger09
    badger09 Posts: 11,643 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    5% at Nationwide for me and Mrs Notepad + joint - till March 2021  :)

    Same for me & Mr badger09 joint until end of April 2021 

    Then for accounts that can still be opened there are the Virgin current accounts @ 2% - is it 6 or 7 that we've got between us.
    Same for me, though I've stuck at 2 (so far) ;)
    Mr b can't be bothered with multiple current accounts. His loss.
  • quirkydeptless
    quirkydeptless Posts: 1,225 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    2.32% for an Al Rayan 2-year fix maturing October 2021
    Retired 1st July 2021.
    This is not investment advice.
    Your money may go "down and up and down and up and down and up and down ... down and up and down and up and down and up and down ... I got all tricked up and came up to this thing, lookin' so fire hot, a twenty out of ten..."
  • 1.16%     
  • dcs34
    dcs34 Posts: 681 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    edited 12 July 2020 at 7:30AM
    Excluding regular savers, 2.02% - which is easy access and still available so I don't know why it isn't everyone's minimum highest rate?  ;)

    Actually, I guess technically £120 on £5 balance thanks to Barclays double blue rewards is slightly better!
  • Speculator
    Speculator Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Emily_Joy said:
    Also, AA savings recently offered £30 Tesco Gift Card If I open another savings a/c with £100 so effectively over 30%.
    Where does one find this kind of offers, I wonder?
    It was an email invite.

  • DireEmblem
    DireEmblem Posts: 930 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 11 July 2020 at 10:24PM
    My easy access accounts are:
    1.5% TSB Current Account
    1.05% Marcus
    0.9% Chip
    0.5% Starling Pots

    I use these as 'pots' for day to day things and my emergency fund.  I could track pots offline and just use Marcus, but find this easier.
  • ffacoffipawb
    ffacoffipawb Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Help to save, 2 year rate of 44% aer.
  • ZeroSum
    ZeroSum Posts: 1,222 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    dcs34 said:
    Excluding regular savers, 2.02% - which is easy access and still available so I don't know why it isn't everyone's minimum highest rate?  ;)

    Actually, I guess technically £120 on £5 balance thanks to Barclays double blue rewards is slightly better!
    Are we talking Virgin current account here? 
  • dcs34
    dcs34 Posts: 681 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    ZeroSum said:
    dcs34 said:
    Excluding regular savers, 2.02% - which is easy access and still available so I don't know why it isn't everyone's minimum highest rate?  ;)

    Actually, I guess technically £120 on £5 balance thanks to Barclays double blue rewards is slightly better!
    Are we talking Virgin current account here? 
    We could be talking about such accounts, yes. Suffice to say as my regular savers mature there is little better place to put the resultant funds.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.