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What's your best paying bank savings rate at the moment, excluding reg savers?

245

Comments

  • ZeroSum
    ZeroSum Posts: 1,222 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    I've got fixed terms at Vanquis & Masthaven paying between 2.7% - 2.53%

    Also know a somewhat convoluted way of getting 32% from tesco bank but does risk account/club card being suspended for taking the mick
  • coyrls
    coyrls Posts: 2,516 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    My full "ladder" of 5 year fixes is:
    Paragon 3.0% 2021
    Atom 2.4% 2022
    Vanquis 2.51% 2023
    Vanquis 2.59% 2024
    Aldermore 2.00% 2025

  • zagfles
    zagfles Posts: 21,545 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    edited 10 July 2020 at 2:56PM
    Nationwide Flex Direct x2 at 5%
    Leeds fixed rate ISA 2.1%
    Couple of fixes via HL Active Savings at 2.4 % and 2.55%
    Real rates are better than they were a year ago when inflation (CPI) was 2%, now 0.5%, so I'm getting around 6 times the rate of inflation on average on my cash savings!
  • harz99
    harz99 Posts: 3,753 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    2.7% on a Vanquis 5 year bond opened 8/2019, followed by 2.51% on Virgin ISA's which unfortunately mature in October.
  • soulsaver
    soulsaver Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 10 July 2020 at 3:57PM
    I had the NS&I £3k at 2.2 but it's  rolled over to 1.7% (April 2023 IIRC).
    Gatehouse 1.85 %1 yr ftb to Nov  and 1.5% ftb to May '21.
    And I grabbed (two bites) Al Rayan 18 month fix at 2.33 until early Jan '21 - that's the best rate non RS I have. 


  • Bravepants
    Bravepants Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Active Savings fix at 2.02% until later this month.
    Also, does having my cash SIPP fixed with Investec at 1.95% until February count?
    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
  • soulsaver
    soulsaver Posts: 6,694 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Active Savings fix at 2.02% until later this month.
    Also, does having my cash SIPP fixed with Investec at 1.95% until February count?
    Cash SIPP? Didn't know you could get such a thing paying other than pennies interest?
  • Speculator
    Speculator Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 10 July 2020 at 4:12PM
    Recently did a 5 yr fix 1.90% @ RCI.
    Matures April/May 2025.
    Also, AA savings recently offered £30 Tesco Gift Card If I open another savings a/c with £100 so effectively over 30%.

  • Emily_Joy
    Emily_Joy Posts: 1,526 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Also, AA savings recently offered £30 Tesco Gift Card If I open another savings a/c with £100 so effectively over 30%.
    Where does one find this kind of offers, I wonder?
  • Bravepants
    Bravepants Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    soulsaver said:
    Active Savings fix at 2.02% until later this month.
    Also, does having my cash SIPP fixed with Investec at 1.95% until February count?
    Cash SIPP? Didn't know you could get such a thing paying other than pennies interest?

    It's a Minerva SIPP Lite, with InvestAcc (yes InvestAcc) pensions: https://www.investaccpensions.co.uk/

    If you want to be rich, live like you're poor; if you want to be poor, live like you're rich.
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