New Style ESA and Universal Credit
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I need some advice about how to proceed with claiming benefits. I receive contribution based ESA and DLA and we've been getting working tax credits (him), child tax credits and child benefit. We have one child under 18, the other is 19 and a full time HE student. My husband up to now has been self-employed, but in the last 2 years has earned very little due to serious mental health issues which I'd say are partially diagnosed (as in he's got a letter from a psychiatrist he saw approx 12 months ago proposing what could be going on). He continued to pay his NI contributions during this time. We had some savings which we've been using to cover the massive gap between income and outgoings. We have £5k left and a credit card debt that dwarfs this. My husband struggles to engage with anyone whether in person or on the phone. He is also type 1 diabetic and due to mental health deterioration has been actively avoiding medical appointments so things are serious. I've finally managed to get him to realise we must urgently apply for further benefits NOW . I think he would be entitled to new style ESA and as a household we could apply for universal credit to get help with eg rent. I've used a couple of benefits calculators to get an idea of what we could get which would help get us out of the massive hole we are in currently.
My questions are - if he applies for new style esa, and we also apply for universal credit, it looks as though the ESA could take a long time to come through, in which case, would we get more universal credit whilst he waits for the ESA to come through, so claim for both at the same time? And, whilst lockdown is on, how would get the medical certificate he needs from his GP, have a new claim appointment with the job centre and then the work capability assessment? All these things are difficult for him to contemplate but I've said there's just no other option and I will attend/be with him for phone calls.
Thanks in advance.