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car insurance gone up nearly £200 on same car and no changes to policy

2

Comments

  • Marvel1
    Marvel1 Posts: 7,469 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 July 2020 at 5:15PM
    Mine is £13 cheaper than last year with the same company, including a claim for windscreen damage.  Just paid it 3 days ago.
  • Grumpy_chap
    Grumpy_chap Posts: 19,011 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    onlyfoolsandparking said:
    Grumpy_chap said:
    It's a BMW.  They get stolen daily where I live.  That could be a factor.
    Could be worse, he could have a Ford Fiesta, the most stolen car in UK!!
    I think that figure is flawed, though I did read it also.  It is the most stolen car by absolute numbers, not as a proportion of the number of Fiesta's actually on the road.  We have two Fiesta's and the local entrepreneurs still seem to prefer to take the BMW's (especially the big ones) and the Range Rovers.
  • Petriix
    Petriix Posts: 2,302 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Our insurance is massively cheaper this year. We paid around £530 for our car and campervan (multi-car with Admiral) last year and the renewal quote was similar. After some haggling they offered us about £50 off but we decided to SORN the camper and risked a couple of months without fire/theft insurance.

    We insured the car for £175 and we've just put the camper back on the road and the premium was £40 lower than we were previously quoted at £220; so £125 less than last year in total.
  • George_Michael
    George_Michael Posts: 4,251 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Grumpy_chap said:
    It's a BMW.  They get stolen daily where I live.  That could be a factor.
    Being a BMW, don't expect any indications that it may be nicked.
  • giraffe69
    giraffe69 Posts: 3,617 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    EdGasketTheSecond said:
    It's called inflation. The price we pay for reckless 'money printing' of billions by the gov't.

    Isn't inflation low at present?
  • peter12345678910
    peter12345678910 Posts: 481 Forumite
    Part of the Furniture 100 Posts Photogenic
    0.5% in June 2020. Which is below the government target of 2%.
    When you look into an abyss, the abyss also looks into you. Nietzsche

    Please note that at no point during this work was the kettle ever put out of commission and no chavs were harmed during the making of this post.
  • facade
    facade Posts: 7,759 Forumite
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    peter12345678910 said:
    0.5% in June 2020. Which is below the government target of 2%.
    I take it that is for a month, which is about 6% a year.  Still seems a lot less than the amount that everything in Tescos goes up by every week ;)

    (2% a month would be 27% a year- we will be printing million pound notes soon :))


    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    facade said:
    peter12345678910 said:
    0.5% in June 2020. Which is below the government target of 2%.
    I take it that is for a month, which is about 6% a year.  Still seems a lot less than the amount that everything in Tescos goes up by every week ;)

    (2% a month would be 27% a year- we will be printing million pound notes soon :))
    0.7% for the year to May 2020, the most recent figure published by the gov't.
    https://www.ons.gov.uk/economy/inflationandpriceindices
  • facade
    facade Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ah, they assume that the average household is still buying 2000 litres of petrol a week, so the drop in fuel prices has balanced the books :)
    I want to go back to The Olden Days, when every single thing that I can think of was better.....

    (except air quality and Medical Science ;))
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    facade said:
    Ah, they assume that the average household is still buying 2000 litres of petrol a week, so the drop in fuel prices has balanced the books :)
    https://www.ons.gov.uk/economy/inflationandpriceindices/articles/ukconsumerpriceinflationbasketofgoodsandservices/2020
    All transport costs form 12.1% of the basket.
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