Transfer Help To Buy ISA - what am I missing?
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after passively reading for a while, I found it's time to finally register and ask my first question. (I apologise in advance that i cannot link to pages in question directly, apparently that isn't possible for new forum members.)
As for many others, the rates of my Help To Buy ISA have been slashed with Corona cited as the reason - to a rate barely above 0, so I am looking to transfer. I've looked around the page and the forum here and found HSBC and Halifax to be the recommended ones, with AERs of 1.75% and 1.7% respectively - on moneysavingexpert's own page savings/help-to-buy-isa/#bestbuys and in the forum (e.g. discussion/6160994/). What confuses me is that I can find others with higher rates, and I was wondering what I am missing, i.e. why those are not mentioned in either of those two links or elsewhere. It looks to me like they all allow transfer-ins? Specifically, there appear to be rates of 2.07% at Barclays and even 2.5% at Natwest (Sorry again, not able to provide links). I feel there must be something I'm overlooking given those are not mentioned especially on the recently updated Help to Buy ISA page here. Any advice appreciated!