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Joyful July's NSD Challenge!
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Not been a brilliant month spending wise. so running total is only 9/20Starting Total in September 2019 = £38287.77
Current Total = £25534.10
33% of debt paid off so far
Debt Free by Christmas September August July June 2023!0 -
Had a couple of spendy days - my fave serum and skincare came back into stock so stocked up myself, and completed a food shop today - but that should mean no more spending over the weekend.
Hope everyone's had a good week so far
Save £12k in 2022 = £3705.97/ £7,500 (49%)
Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)1 -
Another one for me 😁0
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JulyOff to a start =
5 days =
10 days =
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20 days =
Target reached =
Target beaten =
July targetsApricotPluto 13/15Aspiration 11/15beanielou 20/15Birdee 10/15bloomfelt 18/20cathybird 16/15delta13 13/16Doris17 2/22Honeysucklelou2 8/11jammy dodger 16/20Narola1976 9/20SSDD23 15/20short_bird 14/18SuperSavingD 8/15TrushTush 28Van_Girl 6/15ALL WELCOME TO JOIN!
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Well done all
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2 more to add 16/20 I may just meet my target or get close, smaller spends but more frequent than i was hoping . cant believe were edging towards the end of the month already definitely seeing a change in the evenings getting darker earlier
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Morning All,
11/15 for me yesterday and a much needed one. A very tight month ahead and a slight over spend this month as been on holiday.
April 2020 - £102,222 Loans/CC’s.
Jan 2022 - £0
Cleared - £102,222
Jan 2022 - Now time to build suitable investments and a business!1 -
Agreed jammy dodger, it's starting to feel already as though autumn isn't far away! We're not quite there yet but still. The dull weather (at least out my way) hasn't helped.jammy_dodger said:2 more to add 16/20 I may just meet my target or get close, smaller spends but more frequent than i was hoping . cant believe were edging towards the end of the month already definitely seeing a change in the evenings getting darker earlier
There's usually an Indian summer in September and October tho so that's something to look forward to.
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Aspiration, it's really hard to save in holiday months so you're doing really well!Aspiration said:Morning All,
11/15 for me yesterday and a much needed one. A very tight month ahead and a slight over spend this month as been on holiday.
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21 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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