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Joyful July's NSD Challenge!

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  • Narola1976
    Narola1976 Posts: 529 Forumite
    Fourth Anniversary 500 Posts Name Dropper
    Not been a brilliant month spending wise. so running total is only 9/20
    Starting Total in September 2019 = £38287.77
    Current Total = £25534.10
    33% of debt paid off so far

    Debt Free by Christmas September August July June 2023!
  • delta13
    delta13 Posts: 322 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    Had a couple of spendy days  - my fave serum and skincare came back into stock so stocked up myself, and completed a food shop today - but that should mean no more spending over the weekend. 

    Hope everyone's had a good week so far
    Save £12k in 2022 = £3705.97/ £7,500 (49%)
    Save £12k in 2021 #76 = £11,857.21/ £10,000 (118%)


  • Another one for me 😁
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 July 2020 at 10:40AM
    July

    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image
    Target reached = image
    Target beaten = image

    July targets
    ApricotPluto 13/15 imageimageimage
    Aspiration 11/15 imageimageimage
    beanielou 20/15 imageimageimageimageimageimageimage
    Birdee 10/15 imageimageimage
    bloomfelt 18/20 imageimageimageimage
    cathybird 16/15 imageimageimageimageimageimage
    delta13 13/16 imageimageimage
    Doris17 2/22 image
    Honeysucklelou2 8/11 imageimage
    jammy dodger 16/20 imageimageimageimage
    Narola1976 9/20 imageimage
    SSDD23 15/20 imageimageimageimage
    short_bird 14/18 imageimageimage
    SuperSavingD 8/15 imageimage
    TrushTush 28
    Van_Girl 6/15 imageimage

    ALL WELCOME TO JOIN!

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done all imageimageimage
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    2  more  to  add  16/20   I  may  just   meet my  target  or  get  close,  smaller  spends  but  more  frequent  than  i  was  hoping .  cant believe  were  edging  towards the  end  of the  month already  definitely seeing  a  change in the   evenings  getting  darker  earlier :(
  • Aspiration
    Aspiration Posts: 532 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning All, 
    11/15 for me yesterday and a much needed one. A very tight month ahead and a slight over spend this month as been on holiday. 
    April 2020 - £102,222 Loans/CC’s.

    Jan 2022 - £0
    Cleared - £102,222

    Jan 2022 - Now time to build suitable investments and a business!
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    2  more  to  add  16/20   I  may  just   meet my  target  or  get  close,  smaller  spends  but  more  frequent  than  i  was  hoping .  cant believe  were  edging  towards the  end  of the  month already  definitely seeing  a  change in the   evenings  getting  darker  earlier :(
    Agreed jammy dodger, it's starting to feel already as though autumn isn't far away! We're not quite there yet but still. The dull weather (at least out my way) hasn't helped. :) There's usually an Indian summer in September and October tho so that's something to look forward to.

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 July 2020 at 10:43AM
    Morning All, 
    11/15 for me yesterday and a much needed one. A very tight month ahead and a slight over spend this month as been on holiday. 
    Aspiration, it's really hard to save in holiday months so you're doing really well!

  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    21 today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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