Holiday Payment and Mortgage Application

Anonperson

Hi,
I am looking for a little advice on my current situation. I am currently saving to buy my first house with my partner.
I have taken the holiday payments for my current credit card and loans. Whilst i have started working again, my job is heavily commission based and the income potential is limited during the pandemic.

Rather than extending my holiday payments i have been looking at consolidating all of my debts into one loan with the intention of it having smaller monthly payments. I was wondering if this would be advisable and how it would look on my record when a mortgage advisor goes through my accounts to assess my options for a mortgage

thanks in advance

[Deleted User]

It depends what interest rates you are currently paying and what the rate of the consolidated loan would be. If your total debt continues to go down then it will be fine as far as a mortgage application goes, but the key question is does it make financial sense.
How much are the debts, what is the interest on them? What is the interest rate on the consolidated loan?