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Moving LISA providers

Hi All,

I have a LISA that is changing its interest rate from 1.10% AER  to 0.45% AER on 1st July. Should I consider switching LISA providers?

Many thanks

Comments

  • Frozenpines
    Frozenpines Posts: 21 Forumite
    Seventh Anniversary 10 Posts
    Who is your provider?
  • grumiofoundation
    grumiofoundation Posts: 3,051 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 27 June 2020 at 4:24PM
    No reason not to (Edit - see caveat below posted by Masonic). The 12-month clock does not 'reset' if you switch providers so no real downside.
  • masonic
    masonic Posts: 29,646 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Are you planning to make a withdrawal for a house purchase in the near future? That would be a good reason not to consider transferring (since you could be stuck in transfer limbo when you need the money). I can't think of any other reasons not to transfer for a better rate.
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