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VCS Claim & Defence

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  • emilycharlotte
    emilycharlotte Posts: 58 Forumite
    Sixth Anniversary 10 Posts Name Dropper Combo Breaker
    edited 26 November 2020 at 7:10PM
    Hi All
    VCS have kindly sent through their bundle less than 24 hours to the hearing. It seems to be the 'correct' bundle this time. They have sent it to the email address I specifically explained that I no longer use and have before explained that I will not accept service to the email address.
    The Judge responded to my email and said it would be considered at the hearing and asked me to copy it to VCS, which I did. VCS responded saying "we would like to make the point that the Defendant had not queried why a bundle for the incorrect Defendant was emailed to her". 
    A few points to raise at the hearing tomorrow I think are: 
    NTK has never been received from the Claimant, despite them stating this was sent on 3/10/19. The NTK is not included in the bundle (is that normal)? So the first correspondence I received from them on 1.11.19 was not compliant with NTK rules set out in the POFA.
    VCS's failure to comply with the Court Order in relation to the filing of witness statement AND the failure of them filing a bundle 2 days in advance of the hearing. I had no idea what their evidence was until less than 24 hours before the hearing. 
    The fact that I broke down in the carpark run by them which is why the maximum 2 hour stay was overran. The Claimant does not set out in their 'contract' what to do in the event of a breakdown. When I tried to call the number advertised it sent me through to a mailbox that was full.  
    Anything else?
  • Sorry- now attached!
  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    VCS responded saying "we would like to make the point that the Defendant had not queried why a bundle for the incorrect Defendant was emailed to her".
    As C-M said on 11th November:
    You do not have to alert VCS to their error...

     And @Johnersh confirmed this two days later:
    Johnersh said:
    They will say that you should have told them, but the onus is on them to check attachments and, strictly speaking they should liaise with you in advance regarding attachments (see the CPR for service by electronic means). 

  • KeithP
    KeithP Posts: 41,296 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I am sure I have seen some precedent somewhere stating that one party is not obliged to point out the mistakes of another, but I cannot find it at the moment.
  • Ok great thanks all. I am hoping that it will be a short hearing given all their evidence has been late but it'll be good to go in with some arguments I can run with if it does go ahead 😁
  • Redx
    Redx Posts: 38,084 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Well done to you and the man in Blackpool , 2 losses for VCS !!

    Another one bites the dust !!
  • Coupon-mad
    Coupon-mad Posts: 151,354 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hooray, I was waiting to hear what happened in your case, and with the guy in Blackpool!  

    ANOTHER TWO VCS ONE BITE THE DUST!

    Now report them to the ICO.
    PRIVATE 'PCN'? DON'T PAY BUT DON'T IGNORE IT (except N.Ireland).
    CLICK at the top or bottom of any page where it says:
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