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Questions re. ISAs following bereavement

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  • masonic
    masonic Posts: 28,041 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 28 June 2020 at 10:21AM
    itm2 said:
    So if IHT was paid based on the valuation of the estate at the date of death, but the estate was worth 20% less by the time Probate was granted, is the "overpaid" IHT reclaimable?
    There is a relief for qualifying investments, yes. See: http://www.babcocktaxservices.com/iht-estate-falls-in-value/
    It does not apply if the assets were transferred to a beneficiary and sold by them, or if the assets were not sold within 12 months of the death.
  • itm2
    itm2 Posts: 1,473 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Hung up my suit!
    masonic said:
    itm2 said:
    So if IHT was paid based on the valuation of the estate at the date of death, but the estate was worth 20% less by the time Probate was granted, is the "overpaid" IHT reclaimable?
    There is a relief for qualifying investments, yes. See: http://www.babcocktaxservices.com/iht-estate-falls-in-value/
    It does not apply if the assets were transferred to a beneficiary and sold by them, or if the assets were not sold within 12 months of the death.
    Thanks - that's good to know
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